11 E 28th St, Holland, MI 49423 Property Records

Ottawa County property record for 11 E 28th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 1904
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2024)
Tax Bill	$5,159 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-406-018`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-406-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,249 sqft
Basement Area	1,249 sqft
Unfinished Basement	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 E 28TH ST
City	HOLLAND
State	MI
Zip	49423-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	E 75 FT OF W 160 FT OF S 132 FT OF THAT PART OF LOT 28 LYING N OF N LINE OF 28TH ST AC VAN RAALTE'S ADD NO 2 SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	AC VAN RAALTES ADD
Legal Block	406
Legal Lot Number	28
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	6
Census Block	6008
Census Tract	25700

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 E 28TH ST, HOLLAND, MI 49423-5113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGCY LLC
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 18, 2017	Warranty Deed, Transfer · Conventional Mortgage DBA MICHIGAN MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	202427115
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11 E 28TH ST, HOLLAND, MI 49423-5113
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 E 28TH ST, HOLLAND, MI 49423-5113

Mortgage

Document Number	20220023198
Date	Jun 24, 2022
Instrument	2022-0023198

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11 E 28TH ST, HOLLAND, MI 49423-5113
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210023266
Date	Apr 29, 2021
Instrument	2021-0023266

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 30, 2018
Property Address	11 E 28TH ST, HOLLAND, MI 49423-5113
Document Number	20180030833
Map Reference	LB1 PG19
Instrument Date	Aug 28, 2018
Instrument	2018-0030833
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 E 28TH ST, 11, HOLLAND, MI 49423-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2952 MILLPOND DR W APT 2B, 2B, HOLLAND, MI 49424-9513

Mortgage

Document Number	20180030834
Date	Aug 30, 2018
Instrument	2018-0030834

Lender

Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 30, 2018
Property Address	11 E 28TH ST, HOLLAND, MI 49423-5113
Document Number	20180030833
Map Reference	LB 1 PG 19
Instrument Date	Aug 28, 2018
Instrument	2018-0030833
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 E 28TH ST, 11, HOLLAND, MI 49423-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2952 MILLPOND DR W APT 2B, 2B, HOLLAND, MI 49424-9513

Mortgage

Document Number	20180030834
Date	Aug 30, 2018
Instrument	2018-0030834

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 18, 2017
Property Address	11 E 28TH ST, HOLLAND, MI 49423-5113
Document Number	20170002172
Map Reference	LB1 PG19
Instrument Date	Jan 13, 2017
Instrument	2017-0002172
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 E 28TH ST, 11, HOLLAND, MI 49423-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11180 CANYON CREEK DR, ZEELAND, MI 49464-9120

Mortgage

Document Number	20170002173
Date	Jan 18, 2017
Instrument	2017-0002173

Lender

Name	DBA MICHIGAN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (+26.44%)	$267,800 (+26.44%)
2025	$5,159.00 (+60.87%)
2023		$105,900	$211,800
2022	$3,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

11 E 28th St, Holland, MI 49423 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 28th St

Nearby Streets

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