Kershaw County property record for 21 Denali Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,322 sqft · built 2020 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (May 2024) |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 360-00-00-063-SKS |
| Primary APN | 360-00-00-063-SKS |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,322 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Account Number | 2420 |
|---|---|
| Street Address | 21 DENALI CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOVE FIELD SUBDIV PHASE 1 LOT 63 |
| Legal Subdivision | DOVE FIELD SUBDIV |
| Legal Phase | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970908 |
Source: Kershaw County records · APN 360-00-00-063-SKS
Assessment roll updated November 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 DENALI CIR, ELGIN, SC 29045-8460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 21, 2023 | Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 09, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2024 · Amount on Record |
| Deed Sale | May 08, 2024 · Amount on Record |
| Prior Sale | Mar 21, 2023 · Amount on Record |
| Deed Document Number | 20243687 |
| Deed Book / Page | 5135 / 112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 22, 2026 |
| Property Address | 21 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0000006033 |
| Book / Page | 5620 / 1 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20266033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 21 DENALI CIR, ELGIN, SC 29045-8460 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006033, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 5620/1 |
| Instrument | 20266033 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 21, 2023 |
| Property Address | 21 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 202300002321 |
| Book / Page | 4913 / 200 |
| Map Reference | MB D-64 PG 7 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 202300002321 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 202300002322 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 202300002322 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Oct 09, 2020 |
| Property Address | 21 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0000009457 |
| Book / Page | 004321 / 000058 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 9457 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 03, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 DENALI CIR ELGIN SC 290458460, ELGIN, SC 29045-8460 |
| Document Number | 9460 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 004321/000070 |
| Instrument | 9460 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2050 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,952.00 (+3,048.39%) | $327,800 (-) Land $50,000 Building $277,800 | $327,800 (-) |
| 2023 | $62.00 (-95.5%) | $327,800 (+42.58%) Land $50,000 Building $277,800 | $327,800 (+42.58%) |
| 2022 | $1,379.00 | $229,900 Land $40,000 Building $189,900 | $229,900 Land $40,000 Building $189,900 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), as of September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 150 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC2820001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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