Kershaw County property record for 18 Denali Cir, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,788 sqft · built 2020 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2026) |
| Tax Bill | $1,348 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 360-00-00-005-SKS |
| Primary APN | 360-00-00-005-SKS |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,788 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Account Number | 2420 |
|---|---|
| Street Address | 18 DENALI CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOVE FIELD SUBDIV PHASE 1 LOT 5 |
| Legal Subdivision | DOVE FIELD SUBDIV |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970908 |
Source: Kershaw County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 DENALI CIR, ELGIN, SC 29045-8460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 18, 2026 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 6, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Mar 6, 2020 · Amount on Record |
| Deed Document Number | 20265917 |
| Deed Book / Page | 5617 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 18, 2026 |
| Property Address | 18 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0020265917 |
| Book / Page | 5617 / 119 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20265917 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,780.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0000005918, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20265918 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 18, 2026 |
| Property Address | 18 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0000005917 |
| Book / Page | 5617 / 119 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20265917 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,780.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0000005918, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20265918 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 6, 2020 |
| Property Address | 18 DENALI CIR, ELGIN, SC 29045-8460 |
| Document Number | 0000002027 |
| Book / Page | 004181 / 000229 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2027 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $793.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 DENALI CIR ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2028 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 004181/000234 |
| Instrument | 2028 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2050 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,348.00 (+127.7%) | $214,400 (-) Land $40,000 Building $174,400 | $214,400 (-) |
| 2023 | $592.00 | $214,400 Land $40,000 Building $174,400 | $214,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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