21 Deerbrook Dr, Hayesville, NC 28904 Property Records

Clay County property record for 21 Deerbrook Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,280 sqft · built 1997
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2017)
Tax Bill	$1,167 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`558003122577`

Property Details

APN / Parcel Number

Primary APN	`558003122577`
Alternative APN	`615180000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,280 sqft Heated Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	120,661 sqft (2.77 acres)

Location & Zoning

Account Number	615180000
Street Address	21 DEERBROOK DR
City	HAYESVILLE
State	NC
Zip	28904-4892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 DEER BROOK
Legal Subdivision	DEER BROOK SUBDIVISION
Legal Lot Number	1
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1007
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Jan 10, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Deed Document Number	201767
Deed Book / Page	407 / 152
Prior Transfer Date	Aug 7, 2014
Prior Transfer Doc	000388/116
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	21 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000451/206
Date	Apr 16, 2021
Book Page	451/206
Instrument	2021001349

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	21 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000X15/9
Date	Mar 26, 2021
Book Page	X15/9
Instrument	2021001046

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 10, 2017
Property Address	21 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Document Number	00407/0152
Book / Page	407 / 0152
Map Reference	CAB 2 SL 494
Instrument Date	Jan 10, 2017
Instrument	2017000067
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DEERBROOK DR, HAYESVILLE, NC 28904-4892

Mortgage

Document Number	2017000068
Date	Jan 10, 2017
Instrument	2017000068

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,167.00 (+0.6%)	$344,400 (+52.66%) Land $57,700 Building $286,700	$344,400 (+52.66%) Land $57,700 Building $286,700
2025	$1,160.00 (+11.86%)	$225,600 (-) Land $57,700 Building $167,900	$225,600 (-) Land $57,700 Building $167,900
2023	$1,037.00	$225,600 Land $57,700 Building $167,900	$225,600 Land $57,700 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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