10 Deerbrook Dr, Hayesville, NC 28904 Property Records

Clay County property record for 10 Deerbrook Dr, Hayesville, NC 28904

Property Summary

Property Type	Other Improved
Details	2 ba · 1,296 sqft · built 1997
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jul 2022)
Tax Bill	$961 (2026)
Deeds & Mortgages	Jul 2022 Sale Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`558003124011`

Property Details

APN / Parcel Number

Primary APN	`558003124011`
Alternative APNs	`621264000` `9245301`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,296 sqft Heated Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	71,003 sqft (1.63 acres)

Location & Zoning

Account Number	621264000
Street Address	10 DEERBROOK DR
City	HAYESVILLE
State	NC
Zip	28904-4892
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 3 DEER BROOK SUB
Legal Subdivision	DEER BROOK SUB
Legal Lot Number	3
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1007
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	20222022
Deed Book / Page	467 / 68
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 29, 2022
Property Address	10 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Document Number	0000467/68
Book / Page	467 / 68
Map Reference	CAB 2 SL 494
Instrument Date	Jul 29, 2022
Instrument	2022002022
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 DEERBROOK DR, HAYESVILLE, NC 28904-4892

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	10 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I14/0004
Date	Oct 31, 2017
Book Page	I14/0004
Instrument	2017002326

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	10 DEERBROOK DR, HAYESVILLE, NC 28904-4892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 DEERBROOK DR, HAYESVILLE, NC 28904-4892

Mortgage

Document Number	L15/3
Date	Aug 21, 2020
Book Page	L15/3
Instrument	2020001900

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$961.00 (+10.21%)	$277,900 (+69.04%) Land $46,300 Building $231,600	$277,900 (+69.04%) Land $46,300 Building $231,600
2025	$872.00 (+15.34%)	$164,400 (-) Land $46,300 Building $118,100	$164,400 (-) Land $46,300 Building $118,100
2023	$756.00	$164,400 Land $46,300 Building $118,100	$164,400 Land $46,300 Building $118,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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