21 Cotter Rd, #19, Waban, MA 02468 Property Records

Middlesex County and Newton City property record for 21 Cotter Rd, #19, Waban, MA 02468

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,369 sqft · built 2016
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,525,000 (Jun 2017)
Tax Bill	$18,306 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53005 0011`

Property Details

APN / Parcel Number

Primary APN	`53005 0011`
Alternative APN	`NEWT S:53 B:005 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,369 sqft Living Area
Gross Area	3,299 sqft
1st Floor Area	930 sqft
Basement Area	1,392 sqft
Finished Basement	930 sqft
Unfinished Basement	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	53005 0011
Street Address	21 COTTER RD, 19
City	WABAN
State	MA
Zip	02468-1035
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MR1
Legal Block	5
Legal Lot Number	11
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3011
Census Tract	374400

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 COTTER RD, 19, WABAN, MA 02468-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · ARM BOSTON PRIVATE BANK & TRUST COMPANY
Jun 6, 2017	Quit Claim Deed, Transfer · ARM BOSTON PRIVATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	May 3, 2016 · Amount on Record
Deed Book / Page	69391 / 329
Transfer Doc	069391-329
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	21 COTTER RD # 19, 19, WABAN, MA 02468-1035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76035-365
Date	Oct 30, 2020
Book Page	76035/365
Instrument	200909

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Nov 1, 2027
Index	LIBOR

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jun 6, 2017
Property Address	21 COTTER RD # 19, 19, WABAN, MA 02468-1035
Document Number	69391-329
Book / Page	69391 / 329
Instrument	84542
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COTTER RD, WABAN, MA 02468-1035

Mortgage

Document Number	693910333
Date	Jun 6, 2017
Instrument	69391/0333

Lender

Name	BOSTON PRIVATE BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Max Rate At Change	70.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,306.00 (+3.82%)	$1,889,200 (+5%) Building $1,889,200	$2,095,890 (-)
2025	$17,632.00 (+3.42%)	$1,799,200 (+3%) Building $1,799,200	$2,095,890 (+1.31%)
2024	$17,049.00 (+1.17%)	$1,746,800 (+5.52%) Building $1,746,800	$2,068,720
2023	$16,852.00	$1,655,400 Building $1,655,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1981–2011)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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