21 Congress St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 21 Congress St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,080 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,500 (Jun 2019)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Nov 2020 Sale Jun 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`OLDN M:027 L:193`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:027 L:193`
Alternative APN	`10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,080 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	10
Street Address	21 CONGRESS ST
City	OLD TOWN
State	ME
Zip	04468-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Subdivision	HOLLAND S
Legal Lot Number	193
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	3
Census Block	3001
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 STATE ST, BREWER, ME 04412-1949
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer OTHER
Jun 12, 2019	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	201916669
Deed Book / Page	15175 / 253
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0151750253
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Nov 2, 2020
Property Address	21 CONGRESS ST, OLD TOWN, ME 04468-1811
Document Number	0157660025
Book / Page	015766 / 000025
Instrument Date	Oct 30, 2020
Instrument	36040
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CONGRESS ST #A OLD TOWN ME 044681811, A, OLD TOWN, ME 04468-1811

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jun 12, 2019
Property Address	21 CONGRESS ST, OLD TOWN, ME 04468-1811
Document Number	0151750253
Book / Page	015175 / 000253
Instrument Date	Jun 7, 2019
Instrument	16669
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	263 MUDGETT RD KENDUSKEAG ME 044503020, KENDUSKEAG, ME 04450-3020

Mortgage

Document Number	151750255
Date	Jun 12, 2019
Book Page	015175/000255
Instrument	16670

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (+12.9%)	$162,100 (-) Land $18,100 Building $144,000
2024	$2,869.00	$162,100 (-) Land $18,100 Building $144,000
2023	$2,869.00 (+28.42%)	$162,100 (+52.35%) Land $18,100 Building $144,000	$255,265
2022	$2,234.00	$106,400 Land $15,800 Building $90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–2010)
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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