19 Congress St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 19 Congress St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 825 sqft · built 1966
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2022)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`M:027 L:194=00A`

Property Details

APN / Parcel Number

Primary APN	`M:027 L:194=00A`
Alternative APNs	`OLDN M:027 L:194-00A` `2536`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	825 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2536
Street Address	19 CONGRESS ST
City	OLD TOWN
State	ME
Zip	04468-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	194-A
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	3
Census Block	3001
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 CONGRESS ST, OLD TOWN, ME 04468-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY CREDIT UNION
Mar 30, 2020	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	202222824
Deed Book / Page	16578 / 157
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	0165780157
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Aug 8, 2022
Property Address	19 CONGRESS ST, OLD TOWN, ME 04468-1811
Document Number	0165780157
Book / Page	16578 / 157
Instrument Date	Aug 5, 2022
Instrument	22824
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000022825
Date	Aug 8, 2022
Instrument	22825

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	19 CONGRESS ST, OLD TOWN, ME 04468-1811
Document Number	0154810249
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CONGRESS ST OLD TOWN ME 044681811, OLD TOWN, ME 04468-1811

Mortgage

Document Number	0154810249
Date	Mar 31, 2020
Book Page	015481/000249
Instrument	8733

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (+12.89%)	$142,900 (-) Land $18,300 Building $124,600
2024	$2,529.00 (-1.25%)	$142,900 (-1.24%) Land $18,300 Building $124,600
2023	$2,561.00 (+32.97%)	$144,700 (+57.8%) Land $18,300 Building $126,400	$160,835
2022	$1,926.00	$91,700 Land $15,900 Building $75,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–2010)
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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