Bergen County and Garfield City property record for 21 Cherry St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 2,259 sqft · built 1958 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,265 (Nov 2001) |
| Tax Bill | $10,037 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00118-0000-00036 |
| Primary APN | 21-00118-0000-00036 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,259 sqft Living Area |
| 1st Floor Area | 2,259 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 006456 |
|---|---|
| Street Address | 21 CHERRY ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 5000 SF 37 |
| Legal Subdivision | BELMONT MAP 3 |
| Legal Block | 118 |
| Legal Lot Number | 36 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21300 |
21 Cherry St is owned and occupied by an individual who bought it in November 2001.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 CHERRY ST, GARFIELD, NJ 07026-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2001 · Amount on File |
| Deed Sale | Nov 28, 2001 · Amount on File |
| Prior Sale | Nov 19, 2001 · Amount on File |
| Deed Book / Page | 8422 / 916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 CHERRY ST, GARFIELD, NJ 07026-2332 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050131087 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 5013/1087 |
| Instrument | 2023038684 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 30, 2053 |
The 2025 property tax bill for 21 Cherry St was $10,037, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,500 (-) Land $130,000 Building $158,500 | $288,500 (-) Land $130,000 Building $158,500 | |
| 2025 | $10,037.00 (+4.26%) | $288,500 Land $130,000 Building $158,500 | $288,500 Land $130,000 Building $158,500 |
| 2024 | $9,627.00 | ||
| 2023 | $288,500 Land $130,000 Building $158,500 | $288,500 Land $130,000 Building $158,500 | |
| 2022 | $8,998.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Cherry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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