Bergen County and Garfield City property record for 16 Cherry St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,181 sqft · built 1960 |
| Lot Size | 0.124 acres (5,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jan 2019) |
| Tax Bill | $8,649 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00119-03-00070 |
| Primary APN | 21-00119-03-00070 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,181 sqft Living Area |
| 1st Floor Area | 1,181 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 5,397 sqft (0.124 acres) |
| Account Number | 003024 |
|---|---|
| Street Address | 16 CHERRY ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5395 SF 71 |
| Legal Block | 119.3 |
| Legal Lot Number | 70 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21300 |
Source: Bergen County and Garfield City records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 CHERRY ST, GARFIELD, NJ 07026-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED |
| Jan 29, 2019 | Deed with Mortgage, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on Record |
| Deed Sale | Jan 29, 2019 · Amount on Record |
| Deed Document Number | 20196714 |
| Deed Book / Page | 3165 / 2363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 CHERRY ST, GARFIELD, NJ 07026-2304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045460053 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 4546/53 |
| Instrument | 2022008828 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 29, 2019 |
| Property Address | 16 CHERRY ST, GARFIELD, NJ 07026-2304 |
| Document Number | 0031652363 |
| Book / Page | 003165 / 002363 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 6714 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CHERRY ST GARFIELD NJ 070262304, GARFIELD, NJ 07026-2304 |
| Document Number | 31652368 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 003165/002368 |
| Instrument | 6714 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2049 |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,600 (-) Land $125,400 Building $123,200 | $248,600 (-) Land $125,400 Building $123,200 | |
| 2025 | $8,649.00 (+4.27%) | $248,600 (-) Land $125,400 Building $123,200 | $248,600 (-) Land $125,400 Building $123,200 |
| 2024 | $8,295.00 (+6.99%) | ||
| 2023 | $248,600 Land $125,400 Building $123,200 | $248,600 Land $125,400 Building $123,200 | |
| 2022 | $7,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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