21 Chadwell Rd, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 21 Chadwell Rd, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,524 sqft · built 1948
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Dec 2023)
Tax Bill	$7,185 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263400 107.08-2-15`

Property Details

APN / Parcel Number

Primary APN	`263400 107.08-2-15`
Alternative APNs	`34001070800002015000` `03190000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	852 sqft
2nd Floor Area	672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	146 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Shed	1 Shed
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03190000000
Street Address	21 CHADWELL RD
City	ROCHESTER
State	NY
Zip	14609-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0001-14-07 ORCHARD PK LR180 00
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	2
Census Block	2014
Census Tract	11000

Owner

21 Chadwell Rd is owned and occupied by an individual who bought it in December 2023.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	21 CHADWELL RD, ROCHESTER, NY 14609-3345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	20231080
Deed Book / Page	12898 / 387
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 6, 2023
Property Address	21 CHADWELL RD, ROCHESTER, NY 14609-3345
Document Number	0000001080
Book / Page	12898 / 387
Map Reference	LB 99 PG 14
Instrument Date	Nov 28, 2023
Instrument	202312061080
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CHADWELL RD, ROCHESTER, NY 14609-3345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHADWELL RD, ROCHESTER, NY 14609-3345

Mortgage

Document Number	0000001081
Date	Dec 6, 2023
Instrument	202312061081

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 2, 2018
Property Address	21 CHADWELL RD, ROCHESTER, NY 14609-3345
Document Number	0000000602
Book / Page	12089 / 662
Map Reference	LB 99 PG 14
Instrument Date	Sep 26, 2018
Instrument	201810020602
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CHADWELL RD, 21, ROCHESTER, NY 14609-3345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5366 COYOTE CT, WILLIAMSVILLE, NY 14221-8524

Mortgage

Document Number	0000000603
Date	Oct 2, 2018
Instrument	201810020603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	21 CHADWELL RD, ROCHESTER, NY 14609-3345
Document Number	0000000817
Book / Page	027368 / 000220
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHADWELL RD IRONDEQUOIT NY 146093345, IRONDEQUOIT, NY 14609-3345

Mortgage

Document Number	0000000817
Date	Oct 24, 2017
Book Page	027368/000220
Instrument	817

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 21 Chadwell Rd was $7,185, up 7.3% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,185.00 (+7.32%)
2025	$6,695.00	$168,000 Land $38,000 Building $130,000	$200,000 Land $45,238 Building $154,762
2023		$158,000 (+15.41%) Land $38,000 Building $120,000	$158,000 (-9.97%) Land $38,000 Building $120,000
2022		$136,900 Land $33,400 Building $103,500	$175,500 Land $42,817 Building $132,683
2021	$7,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Chadwell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Chadwell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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