48 Chadwell Rd, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 48 Chadwell Rd, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,365 sqft · built 1925
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,230 (2026)
Deeds & Mortgages	Oct 2026 Transfer Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`263400 107.08-2-30`

Property Details

APN / Parcel Number

Primary APN	`263400 107.08-2-30`
Alternative APNs	`34001070800002030000` `03215000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,365 sqft Living Area
1st Floor Area	741 sqft
2nd Floor Area	624 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03215000000
Street Address	48 CHADWELL RD
City	ROCHESTER
State	NY
Zip	14609-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0001-14-07 ORCHARD PK L224&PT2 00
Legal Subdivision	ORCHARD PARK
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	2
Census Block	2015
Census Tract	11000

Owner

48 Chadwell Rd is owner-occupied and held in a trust since September 2026.

Source: Monroe County and Irondequoit Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 ASHVIEW DR, NORTH CHILI, NY 14514-9764
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 28, 2026
Transfer Doc	0003472815
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Oct 6, 2026
Property Address	48 CHADWELL RD, ROCHESTER, NY 14609-3346
Document Number	0003472815
Book / Page	13237 / 844
Instrument Date	Sep 28, 2026
Instrument	20263472815
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	20 ASHVIEW DR, NORTH CHILI, NY 14514-9764

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	48 CHADWELL RD, ROCHESTER, NY 14609-3346
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHADWELL RD, ROCHESTER, NY 14609-3346

Mortgage

Document Number	0000000529
Date	Jul 6, 2021
Book Page	29307/529
Instrument	202107060044

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 48 Chadwell Rd was $6,230 with a homeowner's exemption, up 16% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,230.00 (+15.99%) Homeowner's exemption
2025	$5,371.00	$150,000 Land $38,000 Building $112,000	$178,600 Land $45,245 Building $133,355
2023		$150,000 (+22.45%) Land $38,000 Building $112,000	$150,000 (-4.52%) Land $38,000 Building $112,000
2022		$122,500 Land $33,000 Building $89,500	$157,100 Land $42,321 Building $114,779
2021	$5,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Chadwell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Chadwell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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