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20 Center St, Algonquin, IL 60102 Property Records

McHenry County property record for 20 Center St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details1 ba · 970 sqft · built 1907
Lot Size0.165 acres (7,200 sqft)
OwnerCompany Name on File
Last Sale$93,000 (Apr 2019)
Deeds & MortgagesApr 2021 Line of Credit
Mar 2021 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN19-34-302-008

Property Details

APN / Parcel Number

Primary APN19-34-302-008

Interior

Full Baths1 Bath
Stories1 Story
Building Area970 sqft
Gross Area1,870 sqft
1st Floor Area970 sqft

Exterior

Year BuiltBuilt 1907
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address20 CENTER ST
CityALGONQUIN
StateIL
Zip60102-2702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0013555 LT 6 BLK 1 JAYNES ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionJAYNES ADD
Legal Block1
Legal Lot Number6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3001
Census Tract871310

Owner

20 Center St is owned by a company that acquired it in March 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordCompany Name on File
Mailing Address1151 WOODLAND AVE, BATAVIA, IL 60510-3049
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2021Deed of Trust, Mortgage · Line of Credit
RESOURCE BANK
Mar 12, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 18, 2019Warranty Deed, Transfer
AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NAT'L TITLE SVCS INC
Nov 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2019 · Amount on File
Deed SaleApr 18, 2019 · Amount on File
Prior SaleApr 18, 2019 · Amount on File
Deed Document Number0000010444
Last Transfer DateMar 12, 2021
Transfer Doc0000013555
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address20 CENTER ST, ALGONQUIN, IL 60102-2702
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019366
DateApr 8, 2021
Instrument2021R0019366
Lender
NameRESOURCE BANK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueApr 6, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMar 12, 2021
Property Address20 CENTER ST, ALGONQUIN, IL 60102-2702
Document Number0000013555
Map ReferenceDOC13598 MB3 PG32
Instrument DateOct 29, 2020
Instrument2021R0013555
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address938 WILLOW LN, 938, SLEEPY HOLLOW, IL 60118-1900

Transferred To (Grantee/Buyer)

NameVerified Name
Address1151 WOODLAND AVE, BATAVIA, IL 60510-3049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 18, 2019
Property Address20 CENTER ST, ALGONQUIN, IL 60102-2702
Document Number0000010444
Instrument DateApr 2, 2019
Instrument10444
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyAMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NAT'L TITLE SVCS INC

Transaction

AmountAmount on Record
Tax$139.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CENTER ST ALGONQUIN IL 601022702, ALGONQUIN, IL 60102-2702

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateNov 6, 2018
Property Address20 CENTER ST, ALGONQUIN, IL 60102-2702
Document Number0000038059
Instrument DateOct 29, 2018
Instrument38059
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1833 AMITY DR LANCASTER PA 176016203, LANCASTER, PA 17601-6203

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$50,772 Land $11,523 Building $39,249$152,316 Land $34,569 Building $117,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Center St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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