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21 Cedar Cir, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 21 Cedar Cir, Townsend, MA 01469 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,764 sqft · built 1977
Lot Size0.554 acres (24,124 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Aug 2023)
Tax Bill$5,863 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNTOWN M:053B B:191A L:0000

Property Details

APN / Parcel Number

Primary APNTOWN M:053B B:191A L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area2,875 sqft
Basement Area1,008 sqft
Unfinished Basement252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,124 sqft (0.554 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21 CEDAR CIR
CityTOWNSEND
StateMA
Zip01469-1337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTIMBERLEE PARK SEC 03
Legal Block191A
JurisdictionTOWNSEND MA
Township / Civil DivisionTOWNSEND
Census Block Group2
Census Block2005
Census Tract301102

Owner

Source: Middlesex County and Townsend Town records · APN TOWN M:053B B:191A L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21 CEDAR CIR, TOWNSEND, MA 01469-1337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
CANOPY MORTGAGE LLC
Aug 31, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GENEVA FINANCIAL LLC
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
WORKERS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleJul 10, 1996 · Amount on Record
Deed Document Number202398674
Deed Book / Page81951 / 431
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOWNSEND MA
Property Address21 CEDAR CIR, TOWNSEND, MA 01469-1337
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084660-156
DateSep 26, 2025
Book Page84660/156
Instrument116723
Lender
NameCANOPY MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOWNSEND MA
Recording DateAug 31, 2023
Property Address21 CEDAR CIR, TOWNSEND, MA 01469-1337
Document Number081951-431
Book / Page81951 / 431
Instrument DateAug 31, 2023
Instrument98674
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CEDAR CIR, TOWNSEND, MA 01469-1337

Mortgage

Document Number0000098675
DateAug 31, 2023
Instrument98675
Lender
NameGENEVA FINANCIAL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOWNSEND MA
Property Address21 CEDAR CIR, TOWNSEND, MA 01469-1337
Document Number71095-170
Instrument DateMay 22, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CEDAR CIR TOWNSEND MA 014691337, TOWNSEND, MA 01469-1337

Mortgage

Document Number71095-170
DateJun 01, 2018
Book Page071095/000170
Instrument77812
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 31, 2038

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionTownsend Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,863.00 (+13.58%)$403,800 (+12.73%) Land $91,600 Building $312,200$467,210 (+25.36%)
2024$5,162.00 (+7.7%)$358,200 (+14.04%) Land $91,600 Building $266,600$372,685
2023$4,793.00$314,100 Land $79,100 Building $235,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 98% of Massachusetts
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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