Middlesex County and Townsend Town property record for 20 Cedar Cir, Townsend, MA 01469 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,640 sqft Living Area |
| Lot Size | 20,007 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $269,900 (2003) |
| Tax Bill | $5,237.00 (2025) |
Source: Middlesex County and Townsend Town records · APN TOWN M:053B B:190A L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20 CEDAR CIR, TOWNSEND, MA 01469-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 29, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 17, 2022 | Deed of Trust, Mortgage · Line of Credit WORKERS CU |
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FIDELITY COOPERATIVE BANK |
| Dec 12, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance WORKERS CU |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2003 · Amount on Record |
| Deed Sale | Nov 21, 2003 · Amount on Record |
| Deed Doc Number | 2003372 |
| Deed Book / Page | 1474 / 539 |
| Last Transfer Date | Mar 27, 2024 |
| Transfer Doc | 082612-305 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Mar 29, 2024 |
| Property Address | 20 CEDAR CIR, TOWNSEND, MA 01469-1336 |
| Document Number | 082612-305 |
| Book / Page | 82612 / 305 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 30858 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CEDAR CIR, TOWNSEND, MA 01469-1336 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 20 CEDAR CIR, TOWNSEND, MA 01469-1336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00079702-1 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 79702/1 |
| Instrument | 25967 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 20 CEDAR CIR, TOWNSEND, MA 01469-1336 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078365-519 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 78365/519 |
| Instrument | 171443 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 20 CEDAR CIR, TOWNSEND, MA 01469-1336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73808-251 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 73808/251 |
| Instrument | 196136 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 20 CEDAR CIR, TOWNSEND, MA 01469-1336 |
| Document Number | 69340-560 |
| Book / Page | 069340 / 000560 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69340-560 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 069340/000560 |
| Instrument | 78567 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2037 |
Source: Middlesex County and Townsend Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,237.00 (+2.69%) | $360,700 (+1.92%) Land $90,700 Building $270,000 | $469,775 (+3.67%) |
| 2024 | $5,100.00 (+1.55%) | $353,900 (+7.54%) Land $90,700 Building $263,200 | $453,150 |
| 2023 | $5,022.00 | $329,100 Land $78,300 Building $250,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 98% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | TOWN M:053B B:190A L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,612 sqft Gross Area |
| Basement Area | 800 sqft Basement |
| Unfinished Basement | 600 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,007 sqft (0.459 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 20 CEDAR CIR |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | TIMBERLEE PARK SEC 03 |
| Legal Block | 190A |
| Jurisdiction | TOWNSEND MA |
| Minor Civil Division | TOWNSEND |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 301102 |
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