21 Cayuga Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 21 Cayuga Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,178 sqft · built 1991
Lot Size	0.166 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$6,908 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`145203 115.26-2-18`

Property Details

APN / Parcel Number

Primary APN	`145203 115.26-2-18`
Alternative APN	`52031152600002018000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,178 sqft Living Area
1st Floor Area	1,638 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	7,200 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21 CAYUGA AVE
City	LANCASTER
State	NY
Zip	14086-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC10 1307 PT 66 67 60 X 12O
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4001
Census Tract	14300

Owner

21 Cayuga Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 CAMPBELL MDWS, GETZVILLE, NY 14068-1065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Oct 23, 2025 · Amount on File
Deed Document Number	20262026100203
Deed Book / Page	11461 / 5637
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 1, 2026
Property Address	21 CAYUGA AVE, LANCASTER, NY 14086-2506
Document Number	0000100203
Book / Page	11461 / 5637
Instrument Date	May 22, 2026
Instrument	2026100203
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CAMPBELL MDWS, GETZVILLE, NY 14068-1065

Mortgage

Date	Jun 1, 2026

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 23, 2025
Property Address	21 CAYUGA AVE, LANCASTER, NY 14086-2506
Document Number	0114523350
Book / Page	11452 / 3350
Instrument Date	Oct 20, 2025
Instrument	2025193628
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CAYUGA AVE, LANCASTER, NY 14086-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 PRESIDIO PL, BUFFALO, NY 14221-3745

Tax Assessment & Valuation

The 2026 property tax bill for 21 Cayuga Ave was $6,908 with exemptions applied, up 32% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,908.00 (+32.01%) Homeowner's exemption Senior Citizen's exemption
2025	$5,233.00 (-22.16%)	$205,000 (-) Land $33,100 Building $171,900	$320,313 (+12.51%) Land $51,719 Building $268,594
2024	$6,723.00 Homeowner's exemption Senior Citizen's exemption	$205,000 (-) Land $33,100 Building $171,900	$284,700 (+4.17%) Land $45,969 Building $238,731
2023	Homeowner's exemption Senior Citizen's exemption	$205,000 Land $33,100 Building $171,900	$273,300 Land $44,128 Building $229,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Cayuga Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cayuga Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

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