21 Cave Rd, Highlands, NC 28741 Property Records

Macon County property record for 21 Cave Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,664 sqft · built 1975
Lot Size1.09 acres (47,480 sqft)
Owner2 Trust Names on File
Last Sale$350,000 (Sep 2019)
Tax Bill$1,885 (2023)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7439567570

Property Details

APN / Parcel Number

Primary APN7439567570
Alternative APNs
  • 0500231
  • 145389
  • 159536

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area1,664 sqft Heated Area
1st Floor Area1,664 sqft
Basement Area1,664 sqft
Finished Basement1,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)
TerrainRolling
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck Area76 sqft
Patio Area1,364 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number159536
Street Address21 CAVE RD
CityHIGHLANDS
StateNC
Zip28741-0389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 19REV PONDEROSA INC
Legal SubdivisionPONDEROSA INC
Legal Lot Number19R
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2022
Census Tract970502

Owner

21 Cave Rd is held in a trust since February 2025.

Source: Macon County records, as of October 6, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 972, EASTPOINT, FL 32328-0972
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2019 · Amount on File
Deed SaleSep 20, 2019 · Amount on File
Deed Document Number20196236
Deed Book / Page39 / 201
Last Transfer DateFeb 21, 2025
Transfer Doc00O43/2447
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 20, 2019
Property Address21 CAVE RD, HIGHLANDS, NC 28741
Document NumberL39/0201
Book / PageL-39 / 0201
Map ReferenceCARD 10487
Instrument DateSep 19, 2019
Instrument2019006236
Transaction TypeTransfer
Record UpdatedNov 18, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 972, EASTPOINT, FL 32328-0972

Mortgage

Document Number2019006237
DateSep 20, 2019
Instrument2019006237
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,760 (-) Land $195,080 Building $419,680$614,760 (-) Land $195,080 Building $419,680
2025$614,760 Land $195,080 Building $419,680$614,760 Land $195,080 Building $419,680
2023$1,885.00$614,760 Land $195,080 Building $419,680$614,760 Land $195,080 Building $419,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cave Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cave Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50

May also be available: BalsamWest FiberNET, Frontier, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cave Rd

Nearby Streets

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