134 Cave Rd, Highlands, NC 28741 Property Records

Macon County property record for 134 Cave Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,350 sqft · built 2007
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Company Names on File
Tax Bill	$8,804 (2026)
Deeds & Mortgages	Nov 2025 Transfer Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7439555960`

Property Details

APN / Parcel Number

Primary APN	`7439555960`
Alternative APNs	`0500626` `161432` `39800`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,350 sqft Heated Area
1st Floor Area	2,000 sqft
Upper Floors Area	350 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	161432
Street Address	134 CAVE RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 16 PONDEROSA SUB
Legal Subdivision	PONDEROSA INC
Legal Lot Number	16
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2022
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	141 ELWA PL, WEST PALM BEACH, FL 33405-4107
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 30, 2025
Transfer Doc	000B44/192
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Nov 7, 2025
Property Address	134 CAVE RD, HIGHLANDS, NC 28741
Document Number	000B44/192
Book / Page	B-44 / 192
Instrument Date	Oct 30, 2025
Instrument	2025006881
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 ELWA PL, WEST PALM BEACH, FL 33405-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 ELWA PL, WEST PALM BEACH, FL 33405-4107

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	134 CAVE RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	J41/525
Date	Oct 27, 2021
Book Page	J-41/525
Instrument	2021010222

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,804.00 (+3.52%)	$2,900,640 (-) Land $500,000 Building $2,400,640	$2,900,640 (-) Land $500,000 Building $2,400,640
2025	$8,505.00 (+0.14%)	$2,900,640 (-) Land $500,000 Building $2,400,640	$2,900,640 (-) Land $500,000 Building $2,400,640
2023	$8,493.00	$2,900,640 Land $500,000 Building $2,400,640	$2,900,640 Land $500,000 Building $2,400,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

Cell Coverage

4G LTE only, no 5G reported

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