21 Carriage Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 21 Carriage Creek Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,301 sqft · built 1992
Lot Size	0.208 acres (9,080 sqft)
Owner	Individual Name on Record
Last Sale	$286,000 (Jan 2021)
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4126-03-00-0480`

Property Details

APN / Parcel Number

Primary APN	`4126-03-00-0480`
Alternative APNs	`31142603000480` `26143103000480` `4934847.0` `4934847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	2,051 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,080 sqft (0.208 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4934847
Street Address	21 CARRIAGE CREEK WAY
City	ORMOND BEACH
State	FL
Zip	32174-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119-120 PER OR 3929 PG 1783 PER OR 7079 PG 1433 PER OR 7079 PGS 1642-1643 PER OR 7333 PG 3516 PER OR 7337 PG 4468 PER OR 7343 PGS 2267-2268 PER OR 7975 PG 4250
Legal Range	31E
Legal Township	14S
Legal Section	26
Legal Subdivision	CARRIAGE CREEK
Legal Tract	03
Legal Lot Number	48
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	1
Census Block	1003
Census Tract	83203

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	202113676
Deed Book / Page	7975 / 4250
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0073432267
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 20, 2021
Property Address	21 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6718
Document Number	0079754250
Book / Page	7975 / 4250
Map Reference	MB 41 PG 120
Instrument Date	Jan 19, 2021
Instrument	2021-013676
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ADAMS CAMERON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 HUNT CLUB TRL, 729, PORT ORANGE, FL 32127-7796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6718

Mortgage

Document Number	0079754251
Date	Jan 20, 2021
Instrument	7975/4251

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,780 (+2.7%)	$377,613 (+1.17%) Land $48,000 Building $329,613
2025	$4,592.00 (+4.13%) Homeowner's exemption	$323,058 (+2.9%)	$373,259 (+0.55%) Land $48,000 Building $325,259
2024	$4,410.00 (+2.65%) Homeowner's exemption	$313,954 (+3%)	$371,199 (-1.5%) Land $48,000 Building $323,199
2023	$4,296.00 (+3.12%) Homeowner's exemption	$304,810 (+3%)	$376,869 (+27.35%) Land $48,000 Building $328,869
2022	$4,166.00 Homeowner's exemption	$295,932 Land $46,000 Building $249,932	$295,932 Land $46,000 Building $249,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	46 (1994–2024)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20