Bergen County and Upper Saddle River Borough property record for 21 Bryers Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,569 sqft · built 1956 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $845,000 (Jan 2003) |
| Tax Bill | $20,894 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 63-01203-0000-00002 |
| Primary APN | 63-01203-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,569 sqft Living Area |
| 1st Floor Area | 4,569 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 60,984 sqft |
| Account Number | 147800 |
|---|---|
| Street Address | 21 BRYERS LN |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.400 AC |
| Legal Subdivision | CHARLIE BRYERS |
| Legal Block | 1203 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 53201 |
21 Bryers Ln is owned and occupied by two individuals who bought it in January 2003.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JET DIRECT FUNDING CORP |
| Sep 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2003 · Amount on File |
| Deed Sale | Jan 6, 2003 · Amount on File |
| Deed Book / Page | 8537 / 903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057141625 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 5714/1625 |
| Instrument | 2026006978 |
| Name | JET DIRECT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BOHEMIA, NY 11716 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Document Number | 0030851537 |
| Instrument Date | Sep 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 21 BRYERS LN UPPER SADDLE RIVER NJ 074582105, UPPER SADDLE RIVER, NJ 07458-2105 |
| Document Number | 0030851537 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 003085/001537 |
| Instrument | 74518 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 21 Bryers Ln was $20,894, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $806,700 (-) Land $320,000 Building $486,700 | $806,700 (-) Land $320,000 Building $486,700 | |
| 2025 | $20,894.00 (+1.73%) | $806,700 Land $320,000 Building $486,700 | $806,700 Land $320,000 Building $486,700 |
| 2024 | $20,539.00 | ||
| 2023 | $806,700 Land $320,000 Building $486,700 | $806,700 Land $320,000 Building $486,700 | |
| 2022 | $19,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Bryers Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Bryers Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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