Bergen County and Upper Saddle River Borough property record for 20 Bryers Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,519 sqft · built 1967 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Sep 2019) |
| Tax Bill | $15,768 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01201-0000-00008 |
| Primary APN | 63-01201-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,519 sqft Living Area |
| 1st Floor Area | 3,519 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,897 sqft (0.87 acres) |
| Account Number | 149100 |
|---|---|
| Street Address | 20 BRYERS LN |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .870 AC |
| Legal Block | 1201 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 53201 |
20 Bryers Ln is owned and occupied by two individuals who bought it in September 2019.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 20, 2019 | Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on File |
| Deed Sale | Sep 20, 2019 · Amount on File |
| Prior Sale | Feb 29, 2016 · Amount on File |
| Deed Document Number | 201962600 |
| Deed Book / Page | 3354 / 2212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0050851285 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 5085/1285 |
| Instrument | 2023061575 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 6, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | LAND QUEST TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0045321136 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 4532/1136 |
| Instrument | 2022005132 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 20, 2019 |
| Property Address | 20 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Document Number | 0033542212 |
| Book / Page | 3354 / 2212 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 19-062600 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BRYERS LN, UPPER SADDLE RIVER, NJ 07458-2105 |
| Document Number | 1906260001 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 19-062600.01 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0033542212 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 3354/2212 |
| Instrument | 19-062600 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 20 Bryers Ln was $15,768, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,800 (-) Land $304,800 Building $304,000 | $608,800 (-) Land $304,800 Building $304,000 | |
| 2025 | $15,768.00 (+1.73%) | $608,800 Land $304,800 Building $304,000 | $608,800 Land $304,800 Building $304,000 |
| 2024 | $15,500.00 | ||
| 2023 | $608,800 Land $304,800 Building $304,000 | $608,800 Land $304,800 Building $304,000 | |
| 2022 | $15,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Bryers Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Bryers Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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