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  5. Bean Rd

21 Bean Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 21 Bean Rd, Sterling, MA 01564

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,288 sqft · built 1966
Lot Size0.467 acres (20,347 sqft)
OwnerIndividual Name on Record
Last Sale$479,900 (May 2023)
Tax Bill$5,840 (2026)
Deeds & MortgagesDec 2025 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSTER M:00146 L:00058

Property Details

APN / Parcel Number

Primary APNSTER M:00146 L:00058

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area2,984 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,347 sqft (0.467 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 BEAN RD
CitySTERLING
StateMA
Zip01564-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal Lot Number58
JurisdictionSTERLING MA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1040
Census Tract719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address21 BEAN RD, STERLING, MA 01564-2404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
May 26, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Deed Book / Page69182 / 127
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address21 BEAN RD, STERLING, MA 01564-2404
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number072952-309
DateDec 11, 2025
Book Page72952/309
Instrument108396
Lender
NamePLANET HOME LENDING LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTERLING MA
Recording DateMay 26, 2023
Property Address21 BEAN RD, STERLING, MA 01564-2404
Document Number069182-127
Book / Page69182 / 127
Instrument DateMay 26, 2023
Instrument40963
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 BEAN RD, STERLING, MA 01564-2404
InvestorPossibly a Property Investor

Mortgage

Document Number0000040964
DateMay 26, 2023
Instrument40964
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,840.00 (+9.38%)$465,300 (+12.26%) Land $133,700 Building $331,600$520,695 (-)
2025$5,339.00 (+4.03%)$414,500 (+7.49%) Land $115,800 Building $298,700$520,695 (+1.69%)
2024$5,132.00 (+4.56%)$385,600 (+12.35%) Land $115,800 Building $269,800$512,050
2023$4,908.00$343,200 Land $115,800 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTERLING WATER DEPARTMENT
serves 6,814 people · EPA ID MA2282000
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Feb 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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