13 Bean Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 13 Bean Rd, Sterling, MA 01564 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,491 sqft · built 1961
Lot Size	0.681 acres (29,656 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,301 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00146 L:00104`

Property Details

APN / Parcel Number

Primary APN	`STER M:00146 L:00104`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	3,624 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,656 sqft (0.681 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 BEAN RD
City	STERLING
State	MA
Zip	01564-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	104
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1036
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records · APN STER M:00146 L:00104

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 BEAN RD, STERLING, MA 01564-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Jun 13, 2022	Deed of Trust, Mortgage · ARM WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	13 BEAN RD, STERLING, MA 01564-2648
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070379-104
Date	Apr 10, 2024
Book Page	70379/104
Instrument	25849

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	13 BEAN RD, STERLING, MA 01564-2648
Transaction Type	Mortgage
Record Updated	Jul 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067737-206
Date	Jun 13, 2022
Book Page	67737/206
Instrument	63984

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 01, 2032
Index	5-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,301.00 (+3.94%)	$411,600 (+7.41%) Land $121,000 Building $290,600	$493,525 (+9.09%)
2024	$5,100.00 (+3.41%)	$383,200 (+11.1%) Land $121,000 Building $262,200	$452,390
2023	$4,932.00	$344,900 Land $121,000 Building $223,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277191001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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