Kenton County property record for 21 Alberta St, Covington, KY 41016 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 736 sqft Finished Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Last Sale | $126,000 (2024) |
| Tax Bill | $1,645.00 (2025) |
Source: Kenton County records · APN 040-14-05-003.00
Assessment roll updated December 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11303 BIG BONE RD, UNION, KY 41091-8490 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 21, 2024 | Warranty Deed, Transfer |
| Mar 11, 2021 | Warranty Deed, Transfer PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Prior Sale | Mar 11, 2021 · Amount on Record |
| Deed Doc Number | 2024110 |
| Deed Book / Page | 275 / 683 |
| Prior Transfer Date | Nov 06, 2006 |
| Prior Transfer Doc | 0005900012 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 21 ALBERTA ST, LUDLOW, KY 41016-1601 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900031 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 182/396 |
| Instrument | 21031505900031 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 21, 2024 |
| Property Address | 21 ALBERTA ST, LUDLOW, KY 41016-1601 |
| Document Number | 0005900110 |
| Book / Page | KC 275 / 683 |
| Map Reference | PL 81 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 24032105900110 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3164 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Name | Verified Name |
|---|---|
| Address | 11303 BIB BONE RD, UNION, KY 41091-8490 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 11, 2021 |
| Property Address | 21 ALBERTA ST, LUDLOW, KY 41016-1601 |
| Document Number | 0005900002 |
| Book / Page | 76 / 835 |
| Map Reference | PL 81 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 21031105900002 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 ALBERTA ST, 21, LUDLOW, KY 41016-1601 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,645.00 (+34.62%) | $126,000 (+32.63%) Land $10,000 Building $116,000 | $126,000 (+32.63%) Land $10,000 Building $116,000 |
| 2023 | $1,222.00 | $95,000 Land $10,000 Building $85,000 | $95,000 Land $10,000 Building $85,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 040-14-05-003.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 736 sqft Finished Area |
| Gross Area | 1,152 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 21 ALBERTA ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FLEMMINGS 298 & W 10' 302 |
| Legal Subdivision | FLEMMINGS |
| Legal Lot Number | 298,302 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 63800 |
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