Kenton County property record for 1303 Alberta St, Covington, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 1952 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,457 (Jul 2013) |
| Tax Bill | $662 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-14-06-001.00 |
| Primary APN | 040-14-06-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Finished Area |
| Gross Area | 1,958 sqft |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0401406001.00 |
|---|---|
| Street Address | 1303 ALBERTA ST |
| City | COVINGTON |
| State | KY |
| Zip | 41016-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLF & BOND LOT 2 |
| Legal Subdivision | WOLF & BOND |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 63800 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1303 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BRIDGEWAY LENDING PARTNERS LLC |
| Dec 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Jul 6, 2022 | Intrafamily Transfer, Transfer |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Mar 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on Record |
| Deed Sale | Jul 26, 2013 · Amount on Record |
| Prior Sale | Mar 9, 2017 · Amount on Record |
| Deed Document Number | 0000000014 |
| Deed Book / Page | 0C5228 / 000309 |
| Last Transfer Date | Jul 6, 2022 |
| Transfer Doc | 0005900054 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1303 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 843 WOODYHILL DR, CINCINNATI, OH 45238-4737 |
| Document Number | 0000001217 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | KCM 727/262 |
| Instrument | 26059000001217 |
| Name | BRIDGEWAY LENDING PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CYPRESS, CA 90630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1303 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 843 WOODYHILL DR, CINCINNATI, OH 45238-4737 |
| Document Number | 0005900134 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | KCM 513/507 |
| Instrument | 23121205900134 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 6, 2022 |
| Property Address | 1303 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0005900054 |
| Book / Page | 174 / 910 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 22070605900054 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1303 ALBERTA ST, 1303, COVINGTON, KY 41016-1501 |
| Name | Verified Name |
|---|---|
| Address | 1303 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1303 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0000000201 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1303 ALBERTA ST COVINGTON KY 410161501, COVINGTON, KY 41016-1501 |
| Document Number | 0000000201 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 0C6588/000235 |
| Instrument | 201 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | ELIZABETH TOWN, KY 42702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 9, 2017 |
| Property Address | 1303 ALBERTA ST, COVINGTON, KY 41016-1501 |
| Document Number | 0000000401 |
| Book / Page | 0C6112 / 000330 |
| Instrument Date | Nov 30, 2015 |
| Instrument | 401 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 422 W 12TH ST #6 COVINGTON KY 410112280, 6, COVINGTON, KY 41011-2280 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $662.00 (-0.6%) | $50,000 (-) Land $7,000 Building $43,000 | $50,000 (-) Land $7,000 Building $43,000 |
| 2023 | $666.00 | $50,000 Land $7,000 Building $43,000 | $50,000 Land $7,000 Building $43,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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