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21 18th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 21 18th St, Cayucos, CA 93430 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1949
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$1,450,000 (May 2021)
Tax Bill$16,285 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064-231-010

Property Details

APN / Parcel Number

Primary APN064-231-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleBungalow
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions75 ft deep x 80 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Street Address21 18TH ST
CityCAYUCOS
StateCA
Zip93430-1401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 2 BL 6 LT 13 & 14
Legal SubdivisionPASO ROBLES BEACH 02
Legal Block6
Legal Lot Number13
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3011
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-231-010

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address21 18TH ST, CAYUCOS, CA 93430-1401
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 26, 2021Grant Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 05, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleSep 30, 2016 · Amount on Record
Deed Document Number202138948
Prior Transfer DateApr 03, 2018
Prior Transfer Doc0000013695
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 26, 2026
Property Address21 18TH ST, CAYUCOS, CA 93430-1401
Document Number0000016284
Instrument DateMay 12, 2026
Instrument202616284
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address21 18TH ST, CAYUCOS, CA 93430-1401

Mortgage

Document Number0000016284,
DateMay 26, 2026
Instrument202616284
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 26, 2021
Property Address21 18TH ST, CAYUCOS, CA 93430-1401
Document Number0000038948
Map ReferenceMB 3 PG 108
Instrument DateApr 30, 2021
Instrument2021038948
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address21 18TH ST, CAYUCOS, CA 93430-1401

Mortgage

Document Number0000038949
DateMay 26, 2021
Instrument2021038949
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 05, 2018
Property Address21 18TH ST, CAYUCOS, CA 93430-1401
Document Number0000013695
Instrument DateApr 03, 2018
Instrument13695
Transaction TypeTransfer
Record UpdatedApr 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address445 WHIDBEY ST MORRO BAY CA 934422964, MORRO BAY, CA 93442-2964

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$16,285.00 (+1.9%) Homeowner's exemption$1,569,525 (+4.04%) Land $1,353,040 Building $216,485
2023$15,981.00 (+1.71%) Homeowner's exemption$1,508,580 Land $1,300,500 Building $208,080
2022$15,712.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskModerate
above 55% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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