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14 18th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 14 18th St, Cayucos, CA 93430 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,113 sqft · built 1968
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on File
Tax Bill$4,435 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN064-232-017

Property Details

APN / Parcel Number

Primary APN064-232-017

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,113 sqft Living Area
1st Floor Area1,113 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Lot Area3,000 sqft (0.069 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address14 18TH ST
CityCAYUCOS
StateCA
Zip93430-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 2 BL 9 LT 8
Legal SubdivisionPASO ROBLES BEACH 02
Legal Block9
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3025
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-232-017

Assessment roll updated August 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14 18TH ST, CAYUCOS, CA 93430-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
OAKTREE FUNDING CORP
Sep 29, 2023Deed of Trust, Mortgage · Commercial Mortgage
GUILTINAN AND ASSOCIATES LLC
Apr 19, 2019Deed of Trust, Mortgage · VA Mortgage
NORTHPOINTE BANK
Nov 04, 2020Intrafamily Transfer, Transfer · VA Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2020
Deed SaleNov 04, 2020
Prior SaleMar 01, 2002 · Amount on Record
Deed Document Number202063294
Prior Transfer DateOct 28, 2020
Prior Transfer Doc0000063294
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address14 18TH ST, CAYUCOS, CA 93430-1402
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2106 GLACIER LN, SANTA MARIA, CA 93455-5730

Mortgage

Document Number0000009578
DateMar 30, 2026
Instrument2026009578
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
AddressCHANDLER, AZ 85226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address14 18TH ST, CAYUCOS, CA 93430-1402
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 LAGUNA DR W, LITCHFIELD PARK, AZ 85340-4741

Mortgage

Document Number0000028618
DateSep 29, 2023
Instrument2023028618
Lender
NameGUILTINAN AND ASSOCIATES LLC
TypeNon-Lending Institution
AddressSANTA MARIA, CA 93455
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address14 18TH ST, CAYUCOS, CA 93430-1402
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE TUSTIN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014129
DateApr 19, 2019
Instrument2019014129
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 04, 2020
Property Address14 18TH ST, CAYUCOS, CA 93430-1402
Document Number0000063294
Map ReferenceMB 3 PG 108
Instrument DateOct 28, 2020
Instrument2020063294
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyTIMIOS TITLE A CA CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 18TH ST, CAYUCOS, CA 93430-1402

Mortgage

Document Number0000063295
DateNov 04, 2020
Instrument2020063295
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,435.00 (+0.34%)$590,901 (+4.04%) Land $443,181 Building $147,720
2024$4,420.00 (-0.14%)
2023$4,426.00 (-0.18%)$567,958 Land $425,973 Building $141,985
2022$4,434.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskModerate
above 55% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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