20W052 Bluff Rd, Lemont, IL 60439 Property Records

DuPage County property record for 20W052 Bluff Rd, Lemont, IL 60439

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,912 sqft · built 1922
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jan 2021)
Tax Bill$6,504 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-18-400-009

Property Details

APN / Parcel Number

Primary APN10-18-400-009

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area2,928 sqft
Basement Area1,016 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Construction TypeFrame
Lot Area42,253 sqft (0.97 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address20W052 BLUFF RD
CityLEMONT
StateIL
Zip60439-9519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionHELIXS ASSMT PLAT 1.1 ACRES
Legal SubdivisionHELIXS ASSMT PLAT
Legal Lot Number3
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group1
Census Block1157
Census Tract845803

Owner

20W052 Bluff Rd is owned and occupied by an individual who acquired it in August 2025.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address20W052 BLUFF RD, LEMONT, IL 60439-9519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
BJV FINANCIAL SERVICES INC
Jan 7, 2021Warranty Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF OTTAWA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2021 · Amount on File
Deed SaleJan 7, 2021 · Amount on File
Prior SaleAug 17, 1995 · Amount on File
Deed Document Number20212449
Last Transfer DateAug 18, 2025
Transfer Doc0000055329
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateSep 5, 2025
Property Address20W052 BLUFF RD, LEMONT, IL 60439-9519
Document Number0000055329
Map ReferenceDOC 665690
Instrument DateAug 18, 2025
InstrumentR2025-055329
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20W052 BLUFF RD, LEMONT, IL 60439-9519

Mortgage

Document Number0000055330
DateSep 5, 2025
InstrumentR2025-055330
Lender
NameBJV FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2055

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJan 7, 2021
Property Address20W052 BLUFF RD, LEMONT, IL 60439-9519
Document Number0000002449
Map ReferenceDOC 665690
Instrument DateDec 2, 2020
InstrumentR2021-002449
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20052 BLUFF ROAD, LEMONT, IL 60439

Mortgage

Document Number0000002450
DateJan 7, 2021
InstrumentR2021-002450
Lender
NameTHE FIRST NATIONAL BANK OF OTTAWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051
Interest
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 20W052 Bluff Rd was $6,504, up 45.5% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
Elementary School DistrictLemont-Bromberek Combined School District 113A (PK - 08)
Secondary School DistrictLemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,504.00 (+45.54%)$127,831 (+7.9%) Land $76,281 Building $51,550$383,493 (+7.9%) Land $228,843 Building $154,650
2024$4,469.00 Homeowner's exemption$118,472 Land $70,696 Building $47,776$355,416 Land $212,088 Building $143,328
2022$4,974.00 Homeowner's exemption$98,910 Land $59,030 Building $39,880$296,730 Land $177,090 Building $119,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20W052 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1996–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20W052 Bluff Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WEST SUBURBAN
private · serves 73,978 people · EPA ID IL1974151
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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