19W740 Bluff Rd, Lemont, IL 60439 Property Records

DuPage County property record for 19W740 Bluff Rd, Lemont, IL 60439

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,460 sqft · built 1903
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Oct 2004)
Tax Bill$6,439 (2025)
Deeds & MortgagesAug 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN10-18-400-014

Property Details

APN / Parcel Number

Primary APN10-18-400-014

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,460 sqft Living Area
Gross Area3,496 sqft
Basement Area1,036 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address19W740 BLUFF RD
CityLEMONT
StateIL
Zip60439-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionE 129.5 FT S 214.5 FT SE 1/4
Legal Range11E
Legal Township37N
Legal Section18
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group1
Census Block1157
Census Tract845803

Owner

19W740 Bluff Rd is owned and occupied by two individuals who bought it in October 2004.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address19W740 BLUFF RD, LEMONT, IL 60439-9526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2004 · Amount on File
Deed SaleOct 14, 2004 · Amount on File
Prior SaleApr 18, 1997 · Amount on File
Deed Document Number2004265145
Prior Transfer DateSep 13, 2002
Prior Transfer Doc0000118732
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address19W740 BLUFF RD, LEMONT, IL 60439-9526
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095185
DateAug 26, 2020
InstrumentR2020-095185
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63144
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19W740 Bluff Rd was $6,439 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
Elementary School DistrictLemont-Bromberek Combined School District 113A (PK - 08)
Secondary School DistrictLemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,439.00$126,635 Land $71,598 Building $55,037$379,905 Land $214,794 Building $165,111
2022$5,332.00 Homeowner's exemption$97,960 Land $55,390 Building $42,570$293,880 Land $166,170 Building $127,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19W740 Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1996–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19W740 Bluff Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WEST SUBURBAN
private · serves 73,978 people · EPA ID IL1974151
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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