20B 8th Ave, Key West, FL 33040 Property Records

Monroe County property record for 20B 8th Ave, Key West, FL 33040

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 840 sqft · built 2002
Lot Size	0.079 acres (3,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,581 (Jul 2026)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00132030-000000`

Property Details

APN / Parcel Number

Primary APN	`00132030-000000`
Alternative APNs	`35672500132030000000` `1166189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Masonry

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,441 sqft (0.079 acres)
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1166189
Street Address	20B 8TH AVE
City	KEY WEST
State	FL
Zip	33040-5864
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK B LT 20 LINCOLN GARDENS NO 1 STOCK ISLAND PB5-89 OR542-269 OR953-1038/39 OR1272-2318/19 OR1318-1526/27 OR1586-694C OR2595-303/04 OR2610-1622/23 OR3177-0079
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN GARDENS NO 1
Legal Block	B
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4012
Census Tract	971800

Owner

Source: Monroe County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37D 11TH AVE, KEY WEST, FL 33040-5869
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage ROBERTS
Jun 1, 2022	Warranty Deed, Transfer · Seller Carry-Back CHARLS ROBERTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	20262550654
Deed Book / Page	3390 / 2026
Prior Transfer Date	Aug 8, 1985
Prior Transfer Doc	1272002318
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 7, 2026
Property Address	20B 8TH AVE, KEY WEST, FL 33040-5864
Document Number	0002550654
Book / Page	3390 / 2026
Instrument Date	Jul 1, 2026
Instrument	20262550654
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	CLOSING AGENT INC, CLOSING DEPARTMENT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$237,256.07
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37D 11TH AVE, KEY WEST, FL 33040-5869

Mortgage

Document Number	0002550655,
Date	Jul 7, 2026
Instrument	20262550655

Lender

Name	ROBERTS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2031

Interest

Rate	6.51%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 1, 2022
Property Address	20B 8TH AVE, KEY WEST, FL 33040-5864
Document Number	0031770079
Book / Page	3177 / 79
Map Reference	MB 5 PG 89
Instrument Date	Jun 1, 2022
Instrument	2378053
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5585 2ND AVE # AVE4, 5585, KEY WEST, FL 33040-5932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26A 8TH AVE, KEY WEST, FL 33040-5863

Mortgage

Document Number	0000317781
Date	Jun 1, 2022
Instrument	3177/81

Lender

Name	CHARLS ROBERTS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	59 Months
Due	May 1, 2027

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+8.52%)	$358,342 (+28.51%) Land $291,934 Building $66,408	$358,342 (+28.51%) Land $291,934 Building $66,408
2024	$3,275.00 (+16.3%)
2023	$2,816.00 (+6.22%)	$278,841 (-7.39%) Land $213,738 Building $65,103	$278,841 (-7.39%) Land $213,738 Building $65,103
2022	$2,651.00	$301,106 Land $232,852 Building $68,254	$301,106 Land $232,852 Building $68,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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