Monroe County property record for 15B 8th Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,488 sqft · built 2006 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $698,000 (Jul 2023) |
| Tax Bill | $5,189 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00131980-000000 |
| Primary APN | 00131980-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,441 sqft (0.079 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 540 sqft |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1166138 |
|---|---|
| Street Address | 15B 8TH AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK B LT 15 LINCOLN GARDENS NO 1 STOCK ISLAND PB5-89 OR472-667 OR612-607 OR624-830 OR626-54 OR843-1759 OR977-1856 OR1509-1293 OR1797-514 OR2248-2419 OR2712-429 OR2751-1357 OR2863-522 OR3235-1565 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 35 |
| Legal Subdivision | LINCOLN GARDENS NO 1 |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 971800 |
15B 8th Ave is owned and occupied by two individuals who bought it in July 2023.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15B 8TH AVE, KEY WEST, FL 33040-5864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on File |
| Deed Sale | Jul 25, 2023 · Amount on File |
| Prior Sale | Jul 17, 2015 · Amount on File |
| Deed Document Number | 20232426121 |
| Deed Book / Page | 3235 / 1565 |
| Prior Transfer Date | Jun 6, 2002 |
| Prior Transfer Doc | 0022482427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 25, 2023 |
| Property Address | 15B 8TH AVE, KEY WEST, FL 33040-5864 |
| Document Number | 0032351565 |
| Book / Page | 3235 / 1565 |
| Map Reference | MB 5 PG 89 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2426121 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,886.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15B 8TH AVE, KEY WEST, FL 33040-5864 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15B 8TH AVE, KEY WEST, FL 33040-5864 |
| Document Number | 0032351567 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 3235/1567 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $593,415 Land $291,934 Building $301,481 | $593,415 Land $291,934 Building $301,481 | |
| 2024 | $5,189.00 (+30.02%) | ||
| 2023 | $3,991.00 (+6.65%) Homeowner's exemption | $495,433 (+7.27%) | $594,060 (+10.33%) Land $271,082 Building $322,978 |
| 2022 | $3,742.00 Homeowner's exemption | $461,840 | $538,430 Land $232,852 Building $305,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15B 8th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 332 units insured incl. 38 condo units |
| Nearby Flood Claims | 201 (1980–2022) |
| Claims Outside the SFHA | 2 of 201 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15B 8th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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