20A Bush Hill Dr, Niantic, CT 06357 Property Records

East Lyme Town property record for 20A Bush Hill Dr, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,631 sqft · built 1991
Lot Size	5.59 acres (243,861 sqft)
Owner	Individual Name on Record
Last Sale	$855,000 (Nov 2025)
Tax Bill	$13,492 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:016.3 B:00102 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:016.3 B:00102 L:00000`
Alternative APN	`3700`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,631 sqft Living Area
Gross Area	7,309 sqft
1st Floor Area	2,307 sqft
Basement Area	2,303 sqft
Unfinished Basement	1,065 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	243,861 sqft (5.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3700
Street Address	20A BUSH HILL DR
City	NIANTIC
State	CT
Zip	06357-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	102
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1000
Census Tract	716101

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BUSH HILL DR, A, NIANTIC, CT 06357-1805
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage CHELSEA GROTON BANK
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage HSBC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Aug 1, 1995 · Amount on Record
Deed Document Number	2025202471
Deed Book / Page	1127 / 447
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Nov 3, 2025
Property Address	20A BUSH HILL DR, NIANTIC, CT 06357-1805
Document Number	001127-447
Book / Page	1127 / 447
Instrument Date	Nov 2, 2025
Instrument	2025202471
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BUSH HILL DR # A, A, NIANTIC, CT 06357-1805

Mortgage

Document Number	2025002472
Date	Nov 3, 2025
Instrument	2025002472

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Jul 15, 2020
Property Address	20A BUSH HILL DR, NIANTIC, CT 06357-1805
Document Number	1033-837
Book / Page	001033 / 000837
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BUSH HILL DR #A NIANTIC CT 063571805, A, NIANTIC, CT 06357-1805

Mortgage

Document Number	1034-1
Date	Jul 15, 2020
Book Page	001034/000001

Lender

Name	HSBC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,492.00 (+5.99%)	$466,060 (+2.56%) Land $107,450 Building $358,610	$852,802 (+168.09%)
2025	$12,729.00	$454,440 (-) Land $107,450 Building $346,990	$318,108 Land $75,215 Building $242,893
2024	$12,729.00 (+12.59%)
2023	$11,306.00 (+4.36%)	$454,440 (-) Land $107,450 Building $346,990
2022	$10,834.00	$454,440 Land $107,450 Building $346,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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