20997 N 1975 E Rd, Towanda, IL 61776 Property Records

McLean County property record for 20997 N 1975 E Rd, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,523 sqft · built 1996
Lot Size	7.96 acres (346,737 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,012 (2024)
Flood Zone	Zone X (minimal risk)
APN	`08-29-400-012`

Property Details

APN / Parcel Number

Primary APN	`08-29-400-012`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,523 sqft Living Area
1st Floor Area	2,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	346,737 sqft (7.96 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20997 N 1975 EAST RD
City	TOWANDA
State	IL
Zip	61776-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1270.81 E OF SW COR SW SEC 29-25-3E: N33.03, E890.84, N628.16, E480, S660.81, W1370.81 TO POB PT LOTS 12,13 & 14 BUSICK ESTATE SUB
Legal Range	03E
Legal Township	25N
Legal Section	29
Legal Subdivision	BUSICK ESTATE
Legal Lot Number	12,13
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4048
Census Tract	5102

Owner

20997 N 1975 E Rd is owned and occupied by two individuals.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20997 N 1975 EAST RD, TOWANDA, IL 61776-7544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,554 Land $29,035 Building $110,519	$418,662 Land $87,105 Building $331,557
2024	$9,012.00 (+3.03%)
2023	$8,747.00	$116,262 Land $24,189 Building $92,073	$348,786 Land $72,567 Building $276,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20997 N 1975 E Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20997 N 1975 E Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3