20445 N 1975 E Rd, Towanda, IL 61776 Property Records

McLean County property record for 20445 N 1975 E Rd, Towanda, IL 61776

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,250 sqft · built 1994
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Sep 2008)
Tax Bill$13,754 (2024)
Flood ZoneZone X (minimal risk)
APN08-32-400-014

Property Details

APN / Parcel Number

Primary APN08-32-400-014

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,250 sqft Living Area
1st Floor Area2,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area174,240 sqft (4 acres)
Garage TypeDetached
Garage Area888 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20445 N 1975 EAST RD
CityTOWANDA
StateIL
Zip61776-7543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 AUGUSTINE SUB IN PT NW SE 32-25-3E
Legal Range03E
Legal Township25N
Legal Section32
Legal SubdivisionAUGUSTINE SUB
Legal Lot Number1
JurisdictionMCLEAN IL
Township / Civil DivisionMONEY CREEK
Census Block Group4
Census Block4048
Census Tract5102

Owner

20445 N 1975 E Rd is owned and occupied by two individuals who bought it in September 2008.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address20445 N 1975 EAST RD, TOWANDA, IL 61776-7543
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2008 · Amount on File
Deed SaleSep 9, 2008 · Amount on File
Deed Document Number200824612
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionMoney Creek Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$201,347 Land $32,241 Building $169,106$604,041 Land $96,723 Building $507,318
2024$13,754.00 (+7.2%)
2023$12,830.00$167,741 Land $26,860 Building $140,881$503,223 Land $80,580 Building $422,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20445 N 1975 E Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20445 N 1975 E Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
25 / 5
AT&T
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

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