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20992 White Rock Dr, Reno, NV 89508 Property Records

Washoe County property record for 20992 White Rock Dr, Reno, NV 89508

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,926 sqft · built 2004
Lot Size0.264 acres (11,504 sqft)
Owner2 Individual Names on Record
Last Sale$507,000 (Mar 2023)
Tax Bill$1,576 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN556-312-13

Property Details

APN / Parcel Number

Primary APN556-312-13
Alternative APN
  • 183152

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,661 sqft
1st Floor Area1,926 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area11,504 sqft (0.264 acres)
Garage TypeAttached
Garage Area735 sqft
Parking Spaces3 Parking Spaces
PorchConcrete/Metal Slab
Porch Area577 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20992 WHITE ROCK DR
CityRENO
StateNV
Zip89508-6026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDS
Legal DescriptionPEAVINE VIEW EST 9 LT 244 BLK F
Legal SubdivisionPEAVINE VIEW ESTATES 9
Legal BlockF
Legal Lot Number244
JurisdictionWASHOE NV
Township / Civil DivisionNORTH VALLEYS
Census Block Group1
Census Block1001
Census Tract2613

Owner

Source: Washoe County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20992 WHITE ROCK DR, RENO, NV 89508-6026
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2023 · Amount on Record
Deed SaleMar 29, 2023 · Amount on Record
Prior SaleSep 10, 2004 · Amount on Record
Deed Document Number20235370620
Record UpdatedOct 29, 2026

March 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateMar 29, 2023
Property Address20992 WHITE ROCK DR, RENO, NV 89508-6026
Document Number0005370620
Map ReferenceFILE 3003470
Instrument DateMar 21, 2023
Instrument5370620
Transaction TypeTransfer
Record UpdatedApr 13, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SPARKS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,078.70
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2652, ELKO, NV 89803-2652

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20992 WHITE ROCK DR, RENO, NV 89508-6026

Mortgage

Document Number0005370621
DateMar 29, 2023
Instrument5370621
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,921 (+0.22%) Land $32,120 Building $78,802
2025$1,576.00 (-24.19%)$110,677 (+2.78%) Land $30,590 Building $80,087$316,220 (+2.78%) Land $87,400 Building $228,820
2023$2,079.00$107,686 Land $31,388 Building $76,298$307,673 (+28.67%) Land $89,680 Building $217,993
2021$239,112 Land $59,185 Building $179,927

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 65% of Nevada
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT BASIN WATER CO COLD SPRINGS
private · serves 9,910 people · EPA ID NV0000207
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Hot Spot Broadband
Fixed Wireless		100 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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