20990 White Rock Dr, Reno, NV 89508 Property Records

Washoe County property record for 20990 White Rock Dr, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2004
Lot Size	0.237 acres (10,323 sqft)
Owner	2 Trust Names on File
Last Sale	$330,000 (Jun 2019)
Tax Bill	$2,417 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556-312-14`

Property Details

APN / Parcel Number

Primary APN	`556-312-14`
Alternative APN	`183153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	10,323 sqft (0.237 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20990 WHITE ROCK DR
City	RENO
State	NV
Zip	89508-6026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	PEAVINE VIEW EST 9 LT 243 BLK F
Legal Subdivision	PEAVINE VIEW ESTATES 9
Legal Block	F
Legal Lot Number	243
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1001
Census Tract	2613

Owner

20990 White Rock Dr is owner-occupied and held in a trust since June 2019.

Source: Washoe County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20990 WHITE ROCK DR, RENO, NV 89508-6026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 11, 2019	Bargain and Sale Deed, Transfer · VA Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Oct 26, 2016 · Amount on File
Deed Document Number	20194919501
Prior Transfer Date	Oct 16, 2008
Prior Transfer Doc	0003701000
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	20990 WHITE ROCK DR, RENO, NV 89508-6026
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20990 WHITE ROCK DR, RENO, NV 89508-6026

Mortgage

Document Number	0005180570
Date	May 14, 2021
Instrument	5180570

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	20990 WHITE ROCK DR, RENO, NV 89508-6026
Document Number	0005054527
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20990 WHITE ROCK DR RENO NV 895086026, RENO, NV 89508-6026

Mortgage

Document Number	0005054527
Date	Jul 20, 2020
Instrument	5054527

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 11, 2019
Property Address	20990 WHITE ROCK DR, RENO, NV 89508-6026
Document Number	0004919501
Map Reference	DOC 3003470 MAP 4317
Instrument Date	Jun 7, 2019
Instrument	4919501
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 RIDGEGATE CIR # CIRH3, 1555, RENO, NV 89523-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20990 WHITE ROCK DR, RENO, NV 89508-6026

Mortgage

Document Number	0004919502
Date	Jun 11, 2019
Instrument	4919502

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 20990 White Rock Dr was $2,417, up 4.6% from the year before.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,417.00 (+4.59%)	$100,315 (+1.62%) Land $32,120 Building $68,195
2025	$2,311.00	$98,716 Land $30,590 Building $68,126	$282,047 Land $87,400 Building $194,647
2023	$2,078.00	$96,280 Land $31,388 Building $64,892	$275,087 Land $89,680 Building $185,407
2021			$212,612 Land $59,185 Building $153,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20990 White Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20990 White Rock Dr is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO COLD SPRINGS private · serves 9,910 people · EPA ID NV0000207
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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