20992 High Desert Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20992 High Desert Ln, Bend, OR 97701

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,450 sqft · built 2009
Lot Size0.039 acres (1,742 sqft)
Owner2 Owner Names on File
Last Sale$168,500 (May 2010)
Tax Bill$3,884 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN171221 AA 12100

Property Details

APN / Parcel Number

Primary APN171221 AA 12100
Alternative APN
  • 261159

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,450 sqft Living Area
1st Floor Area552 sqft
2nd Floor Area898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Architectural StyleTownhouse
Lot Area1,742 sqft (0.039 acres)
Garage TypeMixed
Garage Area397 sqft

Location & Zoning

Account Number261159
Street Address20992 HIGH DESERT LN
CityBEND
StateOR
Zip97701-7317
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeGI
Legal DescriptionLOT:7 SUBD:MCCALL LANDING PHASE 1 SEC/TWN/RNG/MER:SEC 21 TWN 17 RNG 12 MAP REF:171221-AA
Legal Range12E
Legal Township17S
Legal Section21
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionMCCALL LANDING PHASE 1
Legal Lot Number7
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2011
Census Tract1101

Owner

The current owner of 20992 High Desert Ln bought it in May 2010.

Source: Deschutes County records, as of January 12, 2026

Owner of Record2 Owner Names on File
Mailing Address20992 HIGH DESERT LN, BEND, OR 97701-7317
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2010 · Amount on File
Deed SaleMay 14, 2010 · Amount on File
Prior SaleJun 3, 2009 · Amount on File
Deed Document Number2010-18940
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20992 HIGH DESERT LN, BEND, OR 97701-7317
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyAMERI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023422
DateMay 22, 2020
Instrument2020-23422
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressBEND, OR 97701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20992 High Desert Ln was $3,884, up 4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,884.00 (+3.96%)$229,880 (+3%)$449,860 (-16.17%) Land $157,500 Building $292,360
2024$3,736.00 (+7.85%)$223,190 (+3%)$536,620 (-3.97%) Land $188,500 Building $348,120
2023$3,464.00$216,690$558,820 Land $184,500 Building $374,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20992 High Desert Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20992 High Desert Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon, Webformix.

Nearby Properties on High Desert Ln

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