20972 High Desert Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20972 High Desert Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,425 sqft · built 2009
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$445,000 (Jun 2026)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171221-AA-12600`

Property Details

APN / Parcel Number

Primary APN	`171221-AA-12600`
Alternative APN	`261164`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,425 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	532 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Lot Area	1,742 sqft (0.04 acres)
Garage Area	413 sqft

Location & Zoning

Account Number	261164
Street Address	20972 HIGH DESERT LN
City	BEND
State	OR
Zip	97701-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	MCCALL LANDING PHASE 1 LOT 2
Legal Range	12
Legal Township	17
Legal Section	21
Legal Subdivision	MCCALL LANDING PHASE 1
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2011
Census Tract	1101

Owner

20972 High Desert Ln is owned by a company that bought it in June 2026.

Source: Deschutes County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	20925 ROYAL OAK CIR, BEND, OR 97701-8743
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 28, 2017	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	202618649
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 23, 2026
Property Address	20972 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000018649
Instrument Date	May 29, 2026
Instrument	202618649
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	20925 ROYAL OAK CIR, BEND, OR 97701-8743

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20972 HIGH DESERT LN, BEND, OR 97701-7317
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20972 HIGH DESERT LN, BEND, OR 97701-7317

Mortgage

Document Number	0000069762
Date	Dec 20, 2021
Instrument	2021-69762

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 31, 2021
Property Address	20972 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000020305
Map Reference	CAB H PG 622
Instrument Date	Mar 30, 2021
Instrument	2021-20305
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20972 HIGH DESERT LN, BEND, OR 97701-7317

Mortgage

Document Number	0000020306
Date	Mar 31, 2021
Instrument	2021-20306

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 26, 2019
Property Address	20972 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000022000
Map Reference	CAB H PG 622
Instrument Date	Jun 19, 2019
Instrument	2019-22000
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20972 HIGH DESERT LN, BEND, OR 97701-7317

Mortgage

Document Number	0000022001
Date	Jun 26, 2019
Instrument	2019-22001

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 28, 2017
Property Address	20972 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000038648
Instrument Date	Sep 26, 2017
Instrument	38648
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$289.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5808 W BABCOCK AVE VISALIA CA 932919125, VISALIA, CA 93291-9125

Tax Assessment & Valuation

The 2025 property tax bill for 20972 High Desert Ln was $3,868, up 4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,868.00 (+3.95%)	$228,950 (+3%)	$449,860 (-15.84%) Land $157,500 Building $292,360
2024	$3,721.00 (+7.86%)	$222,290 (+3%)	$534,560 (-3.96%) Land $188,500 Building $346,060
2023	$3,450.00	$215,820	$556,610 Land $184,500 Building $372,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20972 High Desert Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20972 High Desert Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Webformix.

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