20991 Napa Ave, Middletown, CA 95461 Property Records

Lake County property record for 20991 Napa Ave, Middletown, CA 95461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 1957
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2023)
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`014-103-210-000`

Property Details

APN / Parcel Number

Primary APN	`014-103-210-000`
Alternative APN	`014-103-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	2,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Concrete
Lot Area	38,768 sqft (0.89 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	014-103-21
Street Address	20991 NAPA AVE
City	MIDDLETOWN
State	CA
Zip	95461-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	CALLAYOMI PARK SUB #1
Legal Block	3
Jurisdiction	LAKE CA
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3011
Census Tract	1302

Owner

20991 Napa Ave is owned by two individuals who bought it in June 2023.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 598, COBB, CA 95426-0598
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Deed Document Number	20236064
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jun 5, 2023
Property Address	20991 NAPA AVE, MIDDLETOWN, CA 95461-9770
Document Number	0000006064
Map Reference	VOL 2 PG 4&5
Instrument Date	Apr 13, 2023
Instrument	2023006064
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1393, COBB, CA 95426-1393

Tax Assessment & Valuation

The 2026 property tax bill for 20991 Napa Ave was $3,218, up 1.8% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,218.00 (+1.84%)	$265,301 (+2%) Land $106,120 Building $159,181
2025	$3,160.00	$260,100 Land $104,040 Building $156,060
2023	$3,616.00 (+0.89%)	$299,214 Land $77,259 Building $221,955
2022	$3,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20991 Napa Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20991 Napa Ave is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20