Lake County property record for 20896 Napa Ave, Middletown, CA 95461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,348 sqft · built 1977 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,274 (2026) |
| Flood Zone | Zone AO (high risk) |
| APN | 014-104-160-000 |
| Primary APN | 014-104-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,348 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Old Parcel Number | 014-104-16 |
|---|---|
| Street Address | 20896 NAPA AVE |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | CALLAYOMI PARK |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1302 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20896 NAPA AVE, MIDDLETOWN, CA 95461-9796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,274.00 (+1.93%) Homeowner's exemption | $187,265 (+2%) Land $65,131 Building $122,134 |
| 2025 | $2,231.00 (+3.43%) Homeowner's exemption | $183,594 (+4.04%) Land $63,854 Building $119,740 |
| 2023 | $2,157.00 (+1.22%) Homeowner's exemption | $176,467 Land $61,375 Building $115,092 |
| 2022 | $2,131.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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