2099 Skipping Stone Trl, Flushing, MI 48433 Property Records

Genesee County property record for 2099 Skipping Stone Trl, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,794 sqft · built 1999
Lot Size	0.732 acres (31,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Nov 2013)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Jul 2026 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-02-552-007`

Property Details

APN / Parcel Number

Primary APN	`04-02-552-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	31,886 sqft (0.732 acres)
Lot Dimensions	213 ft deep x 150 ft wide
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2099 SKIPPING STONE TRL
City	FLUSHING
State	MI
Zip	48433-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS,SING
Legal Description	LOT 28 PEBBLE CREEK ESTATES #2 SUBDIVISION, SEC 02 T7N R5E (2001) SPLIT ON 12/20/2000 FROM 04-02-300-026;
Legal Range	05E
Legal Township	07N
Legal Section	02
Legal Subdivision	PEBBLE CREEK ESTATES
Legal Lot Number	28
Jurisdiction	GENESEE MI
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1003
Census Tract	12704

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2099 SKIPPING STONE TRL, FLUSHING, MI 48433-9797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 20, 2016	Deed of Trust, Mortgage · Line of Credit ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2013 · Amount on Record
Deed Sale	Nov 8, 2013 · Amount on Record
Prior Sale	Nov 17, 1999 · Amount on Record
Deed Document Number	2013114025
Last Transfer Date	Jul 8, 2026
Transfer Doc	0000041569
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 11, 2026
Property Address	2099 SKIPPING STONE TRL, FLUSHING, MI 48433-9797
Document Number	0000041569
Instrument Date	Jul 8, 2026
Instrument	202641569
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2099 SKIPPING STONE TRL, FLUSHING, MI 48433-9797

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2099 SKIPPING STONE TRL, FLUSHING, MI 48433-9797
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 SKIPPING STONE TRL, FLUSHING, MI 48433-9797

Mortgage

Document Number	0000007160
Date	Feb 8, 2022
Instrument	202202080007160

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2099 SKIPPING STONE TRL, FLUSHING, MI 48433-9797
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104190039839
Date	Apr 19, 2021
Instrument	202104190039839

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2099 SKIPPING STONE TRL, FLUSHING, MI 48433-9797
Document Number	0000001589
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2099 SKIPPING STONE TRL FLUSHING MI 484339797, FLUSHING, MI 48433-9797

Mortgage

Document Number	0000001589
Date	Jan 9, 2017
Instrument	1589

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 45819

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Clayton Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,000 (+0.56%)	$324,000 (+0.56%)
2025	$5,174.00 (+3.21%) Homeowner's exemption	$161,100 (+6.62%)	$322,200 (+6.62%)
2024	$5,013.00 (+15.19%)
2023		$151,100	$302,200
2021	$4,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1996)
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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