Stanly County property record for 20985 Sam Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 1973 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Aug 2008) |
| Tax Bill | $2,085 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 651703404175 |
| Primary APN | 651703404175 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,100 sqft Finished Area |
| Basement Area | 1,623 sqft |
| Unfinished Basement | 1,623 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1552733 |
|---|---|
| Street Address | 20985 SAM RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20985 SAM RD 651700161 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | ENDY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 930700 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20985 SAM RD, ALBEMARLE, NC 28001-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2008 · Amount on Record |
| Deed Sale | Aug 15, 2008 · Amount on Record |
| Prior Sale | May 8, 2007 · Amount on Record |
| Deed Document Number | 2008312027 |
| Deed Book / Page | 1247 / 119 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0000481225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 23, 2025 |
| Property Address | 20985 SAM RD, ALBEMARLE, NC 28001-9031 |
| Document Number | 0000481225 |
| Book / Page | 1895 / 304 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 481225 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20985 SAM RD, ALBEMARLE, NC 28001-9031 |
| Document Number | 0000481226 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 481226 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,085.00 (+42.22%) | $331,036 (+42.22%) Land $41,300 Building $289,736 | $331,036 (+42.22%) Land $41,300 Building $289,736 |
| 2025 | $1,466.00 (+14.44%) | $232,757 (+28.95%) Land $41,300 Building $191,457 | $232,757 (+28.95%) Land $41,300 Building $191,457 |
| 2023 | $1,281.00 | $180,503 Land $24,660 Building $155,843 | $180,503 Land $24,660 Building $155,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CANTON HEIGHTS MHP private · serves 132 people · EPA ID NC0184135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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