Stanly County property record for 20875 Sam Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 1,792 sqft |
| Lot Size | 8.7 acres (378,972 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $9,500 (Feb 2007) |
| Tax Bill | $2,052 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Mar 2023 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 651703306940 |
| Primary APN | 651703306940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Finished Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 378,972 sqft (8.7 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1539810 |
|---|---|
| Street Address | 20875 SAM RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20875 SAM RD 651700155 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | ENDY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 930700 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20901 SAM RD, ALBEMARLE, NC 28001-9031 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UWHARRIE MORTGAGE INC |
| Mar 9, 2023 | Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK |
| Jun 10, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2007 · Amount on Record |
| Deed Sale | Feb 6, 2007 · Amount on Record |
| Deed Book / Page | 1162 / 988 |
| Last Transfer Date | Apr 22, 2022 |
| Transfer Doc | 0000447967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20875 SAM RD, ALBEMARLE, NC 28001-9030 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000464245 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 1840/1165 |
| Instrument | 464245 |
| Name | UWHARRIE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ALBEMARLE, NC 28002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20875 SAM RD, ALBEMARLE, NC 28001-9030 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20901 SAM RD, ALBEMARLE, NC 28001-9031 |
| Document Number | 0000455982 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 1814/482 |
| Instrument | 455982 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 9, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 10, 2022 |
| Property Address | 20875 SAM RD, ALBEMARLE, NC 28001-9030 |
| Document Number | 0000447967 |
| Book / Page | 1789 / 994 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 447967 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20901 SAM RD # 20901, 20901, ALBEMARLE, NC 28001-9031 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,052.00 | $325,851 (-) Land $86,520 Building $239,331 | $325,851 (-) Land $86,520 Building $239,331 |
| 2025 | $2,052.00 (+503.53%) | $325,851 (+579.14%) Land $86,520 Building $239,331 | $325,851 (+579.14%) Land $86,520 Building $239,331 |
| 2023 | $340.00 (-71.06%) | $47,980 (+29.11%) Land $47,980 | $47,980 (+29.11%) Land $47,980 |
| 2022 | $1,175.00 | $37,163 Land $37,163 | $37,163 Land $37,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CANTON HEIGHTS MHP private · serves 132 people · EPA ID NC0184135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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