Botetourt County property record for 20981 Botetourt Rd, Eagle Rock, VA 24085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,942 sqft · built 1998 |
| Lot Size | 4.44 acres (193,494 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,443 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-31B |
| Primary APN | 5-31B |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,942 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 193,494 sqft (4.44 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 172 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 20224 |
|---|---|
| Street Address | 20981 BOTETOURT RD |
| City | EAGLE ROCK |
| State | VA |
| Zip | 24085-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LICK RUN |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | FINCASTLE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 40100 |
Source: Botetourt County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20981 BOTETOURT RD, EAGLE ROCK, VA 24085-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 20981 BOTETOURT RD, EAGLE ROCK, VA 24085-3054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210004269 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 210004269 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Botetourt County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,000 (-) Land $38,800 Building $310,200 | $349,000 (-) Land $38,800 Building $310,200 | |
| 2025 | $2,443.00 | $349,000 (+84.75%) Land $38,800 Building $310,200 | $349,000 (+84.75%) Land $38,800 Building $310,200 |
| 2024 | $2,443.00 (+63.74%) | ||
| 2023 | $188,900 (-) Land $25,300 Building $163,600 | $188,900 (-) Land $25,300 Building $163,600 | |
| 2022 | $1,492.00 | $188,900 Land $25,300 Building $163,600 | $188,900 Land $25,300 Building $163,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1985–2025) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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