20968 Botetourt Rd, Eagle Rock, VA 24085 Property Records

Botetourt County property record for 20968 Botetourt Rd, Eagle Rock, VA 24085

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,552 sqft · built 1987
Lot Size2.91 acres (126,934 sqft)
OwnerIndividual Name on Record
Tax Bill$923 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN5-46A

Property Details

APN / Parcel Number

Primary APN5-46A
Alternative APN
  • 20240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,552 sqft Finished Area
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area126,934 sqft (2.91 acres)
TerrainHigh
Deck Area536 sqft
Patio Area536 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number20240
Street Address20968 BOTETOURT RD
CityEAGLE ROCK
StateVA
Zip24085-3385
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeA1
Legal DescriptionBIG HILL
JurisdictionBOTETOURT VA
Township / Civil DivisionFINCASTLE
Census Block Group1
Census Block1002
Census Tract40100

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20968 BOTETOURT RD, EAGLE ROCK, VA 24085-3385
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address20968 BOTETOURT RD, EAGLE ROCK, VA 24085-3385
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address20968 BOTETOURT RD, EAGLE ROCK, VA 24085-3385

Mortgage

Document Number0250002839
DateAug 27, 2025
Instrument250002839
Lender
NameBLUE EAGLE CU
TypeCredit Union
AddressROANOKE, VA 24018
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueSep 11, 2032

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBotetourt County
Unified School DistrictBotetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,900 (-) Land $32,700 Building $99,200$131,900 (-) Land $32,700 Building $99,200
2025$923.00$131,900 (+65.5%) Land $32,700 Building $99,200$131,900 (+65.5%) Land $32,700 Building $99,200
2024$923.00 (+770.75%)
2023$79,700 (-) Land $20,700 Building $59,000$79,700 (-) Land $20,700 Building $59,000
2022$106.00$79,700 Land $20,700 Building $59,000$79,700 Land $20,700 Building $59,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1985–2025)
Claims Outside the SFHA3 of 13
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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