20980 Ash Dr, Spiro, OK 74959 Property Records

Le Flore County property record for 20980 Ash Dr, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,166 sqft · built 2019
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Dec 2019)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59223`

Property Details

APN / Parcel Number

Primary APN	`59223`
Alternative APN	`0000-25-09N-25E-0-079-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
1st Floor Area	2,166 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	650 sqft
Porch	Patio
Porch Area	436 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59223
Street Address	20980 ASH DR
City	SPIRO
State	OK
Zip	74959-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 TWP 9N RNG 25E SW NW NW SW DD B1951 P444 B2091 P915
Legal Range	25E
Legal Township	09N
Legal Section	25
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1033
Census Tract	40303

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20980 ASH DR, SPIRO, OK 74959-4242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRSTAR BANK NA
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTAR BANK NA
Dec 13, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRSTAR BANK NA
Jul 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	20198691
Deed Book / Page	2091 / 915
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	20980 ASH DR, SPIRO, OK 74959-4242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020360867
Date	Jun 11, 2018
Book Page	2036/0867
Instrument	4029

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Aug 15, 2018

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	20980 ASH DR, SPIRO, OK 74959-4242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020980027
Date	Feb 25, 2020
Book Page	2098/27
Instrument	1269

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Dec 13, 2019
Property Address	20980 ASH DR, SPIRO, OK 74959-4242
Document Number	0020910915
Book / Page	2091 / 0915
Instrument Date	Dec 9, 2019
Instrument	8691
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20980 ASH DR, SPIRO, OK 74959-4242

Mortgage

Document Number	0000008692
Date	Dec 13, 2019
Instrument	8692

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2020

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LE FLORE OK
Recording Date	Jul 26, 2017
Property Address	20980 ASH DR, SPIRO, OK 74959-4242
Document Number	0020090736
Book / Page	002009 / 000736
Instrument Date	Jul 25, 2017
Instrument	5481
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	20090736
Date	Jul 26, 2017
Book Page	002009/000736
Instrument	5481

Lender

Name	FIRSTAR BK
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2018

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,429 (+3%) Land $1,575 Building $31,854	$303,898 (-10.18%) Land $14,322 Building $289,576
2025	$2,791.00 (+3.72%) Homeowner's exemption	$32,455 (+6.09%) Land $1,530 Building $30,925	$338,359 (+21.66%) Land $22,500 Building $315,859
2023	$2,691.00 Homeowner's exemption	$30,592 Land $1,485 Building $29,107	$278,111 Land $13,500 Building $264,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	100 / 25

May also be available: AT&T.

Nearby Properties on Ash Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures