20865 Ash Dr, Spiro, OK 74959 Property Records

Le Flore County property record for 20865 Ash Dr, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,416 sqft · built 1994
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16301`

Property Details

APN / Parcel Number

Primary APN	`16301`
Alternative APN	`0000-25-09N-25E-0-041-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	2,416 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab
Porch Area	312 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16301
Street Address	20865 ASH DR
City	SPIRO
State	OK
Zip	74959-4241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 25 TWP 9N RNG 25E NW SE NW SW B1053 P889 B2100 P29 B2101 P372
Legal Range	25E
Legal Township	09N
Legal Section	25
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1033
Census Tract	40303

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20865 ASH DR, SPIRO, OK 74959-4241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Correction Deed · Line of Credit ARVEST BANK
Apr 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 17, 2020
Transfer Doc	0021010372
Record Updated	Oct 29, 2026

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LE FLORE OK
Recording Date	Feb 19, 2026
Property Address	20865 ASH DR, SPIRO, OK 74959-4241
Document Number	0023410924
Book / Page	2341 / 924
Instrument Date	Feb 18, 2026
Instrument	1208
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	20865 ASH DR, SPIRO, OK 74959-4241

Mortgage

Document Number	0000001682
Date	Feb 19, 2026
Instrument	1682

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 15, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LE FLORE OK
Recording Date	Apr 1, 2020
Property Address	20865 ASH DR, SPIRO, OK 74959-4241
Document Number	0021010372
Book / Page	002101 / 000372
Instrument Date	Mar 17, 2020
Instrument	2154
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20865 ASH DR SPIRO OK 749594241, SPIRO, OK 74959-4241

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,536 (+3%) Land $2,103 Building $21,433	$213,955 (-2.34%) Land $19,115 Building $194,840
2025	$1,939.00 (-1.02%) Homeowner's exemption	$22,850 (+6.09%) Land $1,226 Building $21,624	$219,082 (+1.9%) Land $22,500 Building $196,582
2023	$1,959.00	$21,538 Land $990 Building $20,548	$214,989 Land $9,000 Building $205,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: 360 Broadband, AT&T.

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