Stearns County property record for 2098 193rd St E, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 930 sqft · built 1970 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,500 (Apr 2003) |
| Tax Bill | $2,244 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10221-0001 |
| Primary APN | 19-10221-0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| Gross Area | 1,392 sqft |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2098 193RD ST E |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.00A S620.50' OF E362.07' OF NW4SW4 LESS 66' CUL-DE-SAC OF VERNON LUMLEY ADDN SECTION 03 TOWNSHIP 122 RANGE 027 VERNON |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 03 |
| Legal Subdivision | CUL-DE-SAC OFVERNON LUMLEY ADD |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 11202 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2098 193RD ST E, CLEARWATER, MN 55320-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2003 · Amount on Record |
| Deed Sale | Apr 18, 2003 · Amount on Record |
| Prior Sale | May 16, 2000 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,244.00 (+10.87%) | ||
| 2025 | $261,900 (+4.97%) Land $107,400 Building $154,500 | $261,900 (+4.97%) Land $107,400 Building $154,500 | |
| 2023 | $2,024.00 | $249,500 Land $105,500 Building $144,000 | $249,500 Land $105,500 Building $144,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
May also be available: Verizon.
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