1904 193rd St E, Clearwater, MN 55320 Property Records

Stearns County property record for 1904 193rd St E, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,729 sqft · built 1999
Lot Size	0.999 acres (43,500 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Sep 2020)
Tax Bill	$3,742 (2026)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-10999-0000`

Property Details

APN / Parcel Number

Primary APN	`19-10999-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,500 sqft (0.999 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1904 193RD ST E
City	CLEARWATER
State	MN
Zip	55320-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 VERNON LUMLEY ADD SECTION 03 TOWNSHIP 122 RANGE 027 SECTION 03 TOWNSHIP 122 RANGE 027
Legal Range	27W
Legal Township	122
Legal Section	03
Legal Subdivision	VERNON LUMLEY ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2041
Census Tract	11202

Owner

Source: Stearns County assessment roll, APN 19-10999-0000, as of November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1904 193RD ST E, CLEARWATER, MN 55320-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Prior Sale	Dec 04, 1998 · Amount on Record
Deed Document Number	20201579420
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 04, 2020
Property Address	1904 193RD ST E, CLEARWATER, MN 55320-1628
Document Number	00A1579420
Instrument Date	Sep 02, 2020
Instrument	A1579420
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1904 193RD ST E, CLEARWATER, MN 55320-1628

Tax Assessment & Valuation

Source: Stearns County assessment roll as of November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Lynden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,742.00 (+7.78%)
2025		$411,100 (+2.42%) Land $57,800 Building $353,300	$411,100 (+2.42%) Land $57,800 Building $353,300
2023	$3,472.00	$401,400 Land $57,800 Building $343,600	$401,400 Land $57,800 Building $343,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450112022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 20 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 250

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1860025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Clearwater serves 2,129 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.