20976 E 38th St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 20976 E 38th St S, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details1 ba · 816 sqft · built 1999
Lot Size0.261 acres (11,386 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Apr 2024)
Tax Bill$2,214 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001711-012011-000000

Property Details

APN / Parcel Number

Primary APN001711-012011-000000
Alternative APNs
  • 730014278
  • 0014278
  • 14278

Interior

Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area665 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area11,386 sqft (0.261 acres)
Garage TypeCarport
Garage Area358 sqft
CarportCarport
Carport Area358 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area112 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14278
Street Address20976 E 38TH ST S
CityBROKEN ARROW
StateOK
Zip74014-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRISE ESTATES LOT 11 BLK 12
Legal Range15E
Legal Township19N
Legal Section20
Legal SubdivisionSUNRISE ESTATES
Legal Block12
Legal Lot Number11
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1028
Census Tract30408

Owner

20976 E 38th St S is owned and occupied by an individual who bought it in April 2024.

Source: Wagoner County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address20976 E 38TH ST S, BROKEN ARROW, OK 74014-1222
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Warranty Deed, Transfer · FHA Mortgage
ARVEST BANK
Aug 5, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANK OKLAHOMA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2024 · Amount on File
Deed SaleApr 24, 2024 · Amount on File
Prior SaleAug 5, 2021 · Amount on File
Deed Document Number20245167
Deed Book / Page2964 / 416
Prior Transfer DateNov 15, 2007
Prior Transfer Doc0000018741
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateApr 24, 2024
Property Address20976 E 38TH ST S, BROKEN ARROW, OK 74014-1222
Document Number0000005167
Book / Page2964 / 416
Instrument DateApr 16, 2024
Instrument2024-5167
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyELITE TITLE COMPANY INC, ELITE TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20976 E 38TH ST S, BROKEN ARROW, OK 74014-1222

Mortgage

Document Number0000005168
DateApr 24, 2024
Instrument2024-5168
Lender
NameARVEST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateAug 5, 2021
Property Address20976 E 38TH ST S, BROKEN ARROW, OK 74014-1222
Document Number0000014623
Book / Page2719 / 0841
Instrument DateAug 2, 2021
Instrument2021-14623
Transaction TypeTransfer
Record UpdatedMar 3, 2022
Title CompanyAPEX TITLE & CLOSING SERVICE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20908 E 38TH ST S, BROKEN ARROW, OK 74014-1222

Mortgage

Document Number0000014624
DateAug 5, 2021
Book Page2719/0843
Instrument2021-14624
Lender
NameAMERICAN BANK OKLAHOMA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20976 E 38th St S was $2,214.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityBroken Arrow City
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,122 (+0.16%) Land $4,816 Building $14,306$170,730 (+0.15%) Land $43,000 Building $127,730
2025$2,214.00$19,092 Land $4,816 Building $14,276$170,466 Land $43,000 Building $127,466
2023$1,424.00 (+4.48%)$12,357 (+5%) Land $3,105 Building $9,252$131,133 (+24.8%) Land $38,500 Building $92,633
2022$1,363.00$11,769 Land $2,800 Building $8,969$105,078 Land $25,000 Building $80,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20976 E 38th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20976 E 38th St S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people · EPA ID OK1021529
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
The Junction Internet
Fixed Wireless
100 / 20

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